(413,3,'2023-03-19 17:50:32','2023-03-19 17:50:32','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nBuying life insurance doesn’t mean you have to sacrifice the quality of your coverage.\r\n\r\nIn this blog, learn five tips to help secure life insurance that fits your budget without compromising the quality of the coverage you deserve.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>5 Tips and Tricks to Finding Affordable Life Insurance\r\n<span style=\"color: #ffffff;\">-</span></h3>\r\n<ol>\r\n 	<li><img class=\"alignleft size-medium wp-image-337\" src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/5-Good-Tips-Thought-bubble-Cropped-2866x2700-1-300x283.jpg\" alt=\"\" width=\"300\" height=\"283\" />Choose the best life insurance policy for your situation. Understanding what you and your family need is one of the first steps toward finding coverage. Consider your family’s unique set of needs and history, as well as all of your financial obligations. In doing so, you can help ensure that you select the right amount of coverage to fit your family’s needs while giving you the tools necessary to responsibly estimate the amount of coverage available for your financial situation.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Buy life insurance as early as possible. Life insurance may be significantly cheaper the younger you are when you purchase it. With increased age comes increased health risks, all of which can influence the premium rate of your policy. In fact, life insurance policy rates rise an average of eight to ten percent each year you put off applying.<sup>1</sup> To give yourself the best chance in finding a life insurance policy, buy early. This way, you may be able to lock in the same premium rates you have at a younger age for the duration of the policy—saving you money for years to come.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Use quote websites wisely. One of the fastest ways to review what type of life insurance may best fit your financial situation is through the use of a quote website. Quote websites are particularly useful as they provide users with a quick and easy way to view their life insurance options and possible costs. Make sure your quote websites compare quotes from multiple insurers to give yourself the best start!\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Consider a term life insurance policy—especially for those over 50 years of age. For those older in age, one may want to consider purchasing a term life insurance policy. A term life policy is often less expensive than a whole life insurance policy and typically only provides a death benefit in the event of the insured’s death so long as the death occurs during the duration of the policy.<sup>1</sup> However, despite term life policies lacking certain features associated with whole life, it doesn’t mean that term life policies are bad. In fact, term life policies have long been a viable option for young people and older generations alike and are well worth considering.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Work with an independent broker. Knowing how to get a life insurance policy is important, but so is recognizing when you need help in deciding on one. An independent broker can help inform you of life insurance products you should consider, provide valuable information on certain insurers, and help guide you through the process with ease. If you’re having trouble deciding on a policy—or just want some extra help—phoning your local, independent broker may be the best decision you make.</li>\r\n</ol>\r\nFinding life insurance doesn’t have to be difficult, but it does require a little bit of work.\r\n\r\nBy following these five tips and tricks, you can help improve your chances of finding the best life insurance policy to fit your needs without breaking the bank.\r\n\r\nRemember to do your research, weigh your options, compare your quotes wisely, and reach out for help when you need it most.\r\n\r\nFor more information about life insurance, contact one of our knowledgeable agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">info@jsuttonfinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Investopedia, How Age Affects Life Insurance Rates, 2019, <a href=\"https://www.investopedia.com/articles/personal-finance/022615/how-age-affects-life-insurance-rates.asp\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.investopedia.com/articles/personal-finance/022615/how-age-affects-life-insurance-rates.asp</a></span></em>','5 Tips For Finding Life Insurance That Fits Your Budget','','inherit','closed','closed','','333-revision-v1','','','2023-03-19 17:50:32','2023-03-19 17:50:32','',333,'http://cmdev-site1.com/?p=413',0,'revision','',0),(414,3,'2023-03-19 17:50:58','2023-03-19 17:50:58','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nIf you died tomorrow, how would your family pay for your burial? According to the World Population Review, the average cost of a funeral in 2020 is between $7,000 and $9,000.<sup>1</sup>\r\n\r\nWhile the change in cost may not seem like much to a grieving family, the price tag may be overwhelming—which is where burial insurance comes in to help lessen the cost.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What is Burial Insurance?</h3>\r\nBurial insurance often has different names to help soften its purpose, including but not limited to “final expense,” “memorial,” and “pre-need” insurance.<sup>2</sup> However, no matter the name, burial insurance is designed to help families pay for burial costs and tie up any financial lose ends the deceased may have.\r\n\r\nBurial insurance is offered by an array of life insurance companies and offers benefits up to a certain limit. This limit is designed to help pay for burial or cremation costs that may cost upwards of thousands of dollars—helping families put their loved ones to rest with minimal financial stress.<sup>1</sup>\r\n\r\nSince burial insurance policies differ by provider, you may find those burial insurance policies offered in the form of term or whole life, depending on who you speak to.<sup>3</sup>\r\n\r\nGenerally speaking, the death benefit for a burial insurance policy is low-ranging anywhere from $5,000 to $25,000 on average, though others may have higher benefits.<sup>3</sup>\r\n\r\nAfter the death of the insured, the beneficiary or beneficiaries listed can use the death benefit provided by the policy to pay for whatever they see fit. This may include funeral expenses, outstanding medical bills, legal costs, or any outstanding debts.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What You Should Know About Burial Insurance</h3>\r\nDespite burial insurance typically being marketed towards seniors, burial insurance can be purchased for anyone at any age.\r\n\r\nIn fact, burial insurance is often presented as “easy to get,” with some providers of burial insurance not even asking for a completed medical exam to qualify.<sup>2</sup>\r\n\r\nWhile burial insurance policies don’t offer high death benefits, their low to mid-range death benefits can help families pay for an array of costs while remaining affordable—making it a compelling sell for those looking to provide financial security for their family at an affordable price.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>To Summarize</h3>\r\nBurial insurance can be a valuable asset for those looking for a way to help pay for their burial expenses without burdening themselves or their family.\r\n\r\nHowever, since there is such an array of burial insurance providers and policies available at any given time, it’s essential you do your research before committing to a single policy.\r\n\r\nBy evaluating your needs, the needs of your family, and your options, you’ll be equipped to make the best possible decision about burial insurance.\r\n\r\nFor more information about life insurance, contact one of our knowledgeable agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">info@jsuttonfinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. World Population Review, Average Funeral Cost by State 2020, 2020, <a href=\"http://worldpopulationreview.com/states/average-funeral-cost-by-state/\" target=\"_blank\" rel=\"noopener noreferrer\">http://worldpopulationreview.com/states/average-funeral-cost-by-state/</a>\r\n</span></em><em><span style=\"font-size: 8pt;\">2. Investopedia, Burial Insurance vs. Life Insurance: What’s the Difference?, 2019, <a href=\"https://www.investopedia.com/articles/personal-finance/111314/burial-insurance-vs-life-insurance.asp\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.investopedia.com/articles/personal-finance/111314/burial-insurance-vs-life-insurance.asp</a>\r\n</span></em><em><span style=\"font-size: 8pt;\">3. Protective, Types of Life Insurance for Funeral Costs, n.p., <a href=\"https://www.protective.com/learning-center/life-insurance/life-insurance-basics/is-burial-insurance-different-from-preneed-funeral-insurance/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.protective.com/learning-center/life-insurance/life-insurance-basics/is-burial-insurance-different-from-preneed-funeral-insurance/</a></span></em>','What Is Burial Insurance?','','inherit','closed','closed','','343-revision-v1','','','2023-03-19 17:50:58','2023-03-19 17:50:58','',343,'http://cmdev-site1.com/?p=414',0,'revision','',0),(417,3,'2023-03-21 13:00:20','2023-03-21 13:00:20','<span style=\"font-size: 8pt;\">By Mike Elman</span>\r\n\r\nWhole life, term life...what’s the difference? Many consumers draw a blank when it comes to identifying the differences between these two common types of life insurance. What may be even more confusing?\r\n\r\nKnowing how much you might pay for one type of insurance over the other.\r\n\r\nIn this article, we’ll explore the differences between whole life insurance and term life insurance and the cost differences between them.\r\n<h3>What is the Difference Between Term and Whole Life Insurance?</h3>\r\nTerm life insurance covers the insured for a specified length of time. The timeframe of coverage varies from policy to policy.\r\n\r\nWhole life insurance covers the insured for the length of their life—given that premiums are paid and other terms of the policy are met. Rather than protecting you up to a certain age or for a certain length of time as term life insurance does, a whole life policy wouldn’t necessarily expire just because you’ve reached a certain age or a certain amount of time has elapsed.\r\n\r\nWhether you choose a term life policy or a whole life policy depends on a number of factors and your personal needs when it comes to protection.\r\n\r\nWhen weighing the options between the two, it’s best to reach out to your financial advisor or a life insurance agent for more specific guidance.\r\n<h3>What are the Benefits of Each?</h3>\r\nAlthough term life policies are for a specified length of time, in some cases the insured may have the option to either renew the policy or convert it into a whole life policy in the event the term passes without the insured’s death.\r\n\r\nThis new policy may be subject to new terms, coverage, and premium rates. This depends on the insurance carrier and the specific terms of coverage in the policy.\r\n\r\nOne popular benefit of a whole life policy is cash value, which is the monetary amount that accumulates as the policy matures over time. This benefit is separate from the death benefit beneficiaries receive once the insured passes away.\r\n\r\nThe cash value is a fund the insured can tap into as a withdrawal of funds or a loan against the policy. The policyholder can use this benefit while they are living, depending on the specific rules of the policy.\r\n<h3>What’s the Price Difference?</h3>\r\nGenerally speaking, whole life insurance policy premiums are often more expensive than term life policies, even for the same amount of face-value coverage.\r\n\r\nThe primary reason is that term life coverage is for a specified length of time, rather than for the life of the insured (with specific stipulations) as is the case with whole life insurance.\r\n\r\nThe dollar amount you can pay will vary from policy to policy, so it’s important to look at all the benefits, term limits, and other details of individual policies that are important to you and your family when it comes to protection.\r\n\r\nChoosing the right, most cost-effective life insurance policy can be a daunting task for many consumers. That’s why it’s important to know what cost considerations and policy benefits you may face when you choose one policy type over another.\r\n\r\nBe sure to consult with a financial advisor or life insurance agent or consult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">email</a> us for more help determining the right type of coverage for you.','How Much Should I Pay For Whole Life Insurance vs Term Life Insurance?','','inherit','closed','closed','','416-revision-v1','','','2023-03-21 13:00:20','2023-03-21 13:00:20','',416,'http://cmdev-site1.com/?p=417',0,'revision','',0),(418,3,'2023-03-21 13:01:19','2023-03-21 13:01:19','<span style=\"font-size: 8pt;\">By Mike Elman</span>\r\n\r\nWhole life, term life...what’s the difference? Many consumers draw a blank when it comes to identifying the differences between these two common types of life insurance. What may be even more confusing?\r\n\r\nKnowing how much you might pay for one type of insurance over the other.\r\n\r\nIn this article, we’ll explore the differences between whole life insurance and term life insurance and the cost differences between them.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What is the Difference Between Term and Whole Life Insurance?</h3>\r\nTerm life insurance covers the insured for a specified length of time. The timeframe of coverage varies from policy to policy.\r\n\r\nWhole life insurance covers the insured for the length of their life—given that premiums are paid and other terms of the policy are met. Rather than protecting you up to a certain age or for a certain length of time as term life insurance does, a whole life policy wouldn’t necessarily expire just because you’ve reached a certain age or a certain amount of time has elapsed.\r\n\r\nWhether you choose a term life policy or a whole life policy depends on a number of factors and your personal needs when it comes to protection.\r\n\r\nWhen weighing the options between the two, it’s best to reach out to your financial advisor or a life insurance agent for more specific guidance.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What are the Benefits of Each?</h3>\r\nAlthough term life policies are for a specified length of time, in some cases the insured may have the option to either renew the policy or convert it into a whole life policy in the event the term passes without the insured’s death.\r\n\r\nThis new policy may be subject to new terms, coverage, and premium rates. This depends on the insurance carrier and the specific terms of coverage in the policy.\r\n\r\nOne popular benefit of a whole life policy is cash value, which is the monetary amount that accumulates as the policy matures over time. This benefit is separate from the death benefit beneficiaries receive once the insured passes away.\r\n\r\nThe cash value is a fund the insured can tap into as a withdrawal of funds or a loan against the policy. The policyholder can use this benefit while they are living, depending on the specific rules of the policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What’s the Price Difference?</h3>\r\nGenerally speaking, whole life insurance policy premiums are often more expensive than term life policies, even for the same amount of face-value coverage.\r\n\r\nThe primary reason is that term life coverage is for a specified length of time, rather than for the life of the insured (with specific stipulations) as is the case with whole life insurance.\r\n\r\nThe dollar amount you can pay will vary from policy to policy, so it’s important to look at all the benefits, term limits, and other details of individual policies that are important to you and your family when it comes to protection.\r\n\r\nChoosing the right, most cost-effective life insurance policy can be a daunting task for many consumers. That’s why it’s important to know what cost considerations and policy benefits you may face when you choose one policy type over another.\r\n\r\nBe sure to consult with a financial advisor or life insurance agent or consult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">email</a> us for more help determining the right type of coverage for you.','How Much Should I Pay For Whole Life Insurance vs Term Life Insurance?','','inherit','closed','closed','','416-revision-v1','','','2023-03-21 13:01:19','2023-03-21 13:01:19','',416,'http://cmdev-site1.com/?p=418',0,'revision','',0),(419,3,'2023-03-21 13:13:00','0000-00-00 00:00:00','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nBuying life insurance doesn’t mean you have to sacrifice the quality of your coverage. In this blog, learn five tips to help secure life insurance that fits your budget without compromising the quality of the coverage you deserve.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3><img class=\"alignleft size-medium wp-image-337\" src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/5-Good-Tips-Thought-bubble-Cropped-2866x2700-1-300x283.jpg\" alt=\"\" width=\"300\" height=\"283\" />5 Tips and Tricks to Finding Affordable Life Insurance</h3>\r\n<ol>\r\n 	<li>Choose the best life insurance policy for your situation. Understanding what you and your family needs is one of the first steps toward finding coverage. Consider your family’s unique set of needs and history, as well as all of your financial obligations. In doing so, you can help ensure that you select the right amount of coverage to fit your family’s needs while giving you the tools necessary to responsibly estimate the amount of coverage available for your financial situation.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Buy life insurance as early as possible. Life insurance may be significantly cheaper the younger you are when you purchase it. With increased age comes increased health risks, all of which can influence the premium rate of your policy. In fact, life insurance policy rates rise an average of eight to ten percent each year you put off applying.<sup>1</sup> To give yourself the best chance in finding a life insurance policy, buy early. This way you may be able to lock in the same premium rates you have at a younger age for the duration of the policy—saving you money for years to come.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Use quote websites wisely. One of the fastest ways to review what type of life insurance may best fit your financial situation is through the use of a quote website. Quote websites are particularly useful as they provide users with a quick and easy way to view their life insurance options and possible costs. Make sure your quote website compares quotes from multiple insurers to give yourself the best start!\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Consider a term life insurance policy—especially for those over 50 years of age. For those older in age, one may want to consider purchasing a term life insurance policy. A term life policy is often less expensive than a whole life insurance policy and typically only provides a death benefit in the event of the insured’s death so long as the death occurs during the duration of the policy.<sup>1</sup> However, despite term life policies lacking certain features associated with whole life it doesn’t mean that term life policies are bad. In fact, term life policies have long been a viable option for young people and older generations alike, and are well worth considering.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Work with an independent broker. Knowing how to get a life insurance policy is important, but so is recognizing when you need help in deciding on one. An independent broker can help inform you of life insurance products you should consider, provide valuable information on certain insurers, and help guide you through the process with ease. If you’re having trouble deciding on a policy—or just want some extra help—phoning your local, independent broker may be the best decision you make.</li>\r\n</ol>\r\nFinding life insurance doesn’t have to be difficult, but it does require a little bit of work. By following these five tips and tricks you can help improve your chances of finding the best life insurance policy to fit your needs without breaking the bank.\r\n\r\nRemember to do your research, weigh your options, compare your quotes wisely, and reach out for help when you need it most.\r\n\r\nYou can consult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">email</a> us for more help determining the right type of coverage for you.\r\n\r\n<span style=\"font-size: 8pt;\"><em>Sources:\r\n</em></span><span style=\"font-size: 8pt;\"><em>1. Investopedia, How Age Affects Life Insurance Rates, 2019, <a href=\"https://www.investopedia.com/articles/personal-finance/022615/how-age-affects-life-insurance-rates.asp\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.investopedia.com/articles/personal-finance/022615/how-age-affects-life-insurance-rates.asp</a></em></span>','5 Tips For Finding Life Insurance That Fits Your Budget','','draft','open','open','','','','','2023-03-21 13:13:00','2023-03-21 13:13:00','',0,'http://cmdev-site1.com/?p=419',0,'post','',0),(420,3,'2023-03-21 13:11:11','2023-03-21 13:11:11','Piggy bank and calculator on white background. Savings and budget concept','Savings and budget concept with piggy bank','','inherit','open','closed','','savings-and-budget-concept-with-piggy-bank','','','2023-03-21 13:11:25','2023-03-21 13:11:25','',419,'http://cmdev-site1.com/wp-content/uploads/2023/03/Savings-and-budget-concept-with-piggy-bank-1000x666-1.jpg',0,'attachment','image/jpeg',0),(421,3,'2023-03-21 13:12:23','2023-03-21 13:12:23','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nBuying life insurance doesn’t mean you have to sacrifice the quality of your coverage. In this blog, learn five tips to help secure life insurance that fits your budget without compromising the quality of the coverage you deserve.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3><img class=\"alignleft size-medium wp-image-337\" src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/5-Good-Tips-Thought-bubble-Cropped-2866x2700-1-300x283.jpg\" alt=\"\" width=\"300\" height=\"283\" />5 Tips and Tricks to Finding Affordable Life Insurance</h3>\r\n<ol>\r\n 	<li>Choose the best life insurance policy for your situation. Understanding what you and your family needs is one of the first steps toward finding coverage. Consider your family’s unique set of needs and history, as well as all of your financial obligations. In doing so, you can help ensure that you select the right amount of coverage to fit your family’s needs while giving you the tools necessary to responsibly estimate the amount of coverage available for your financial situation.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Buy life insurance as early as possible. Life insurance may be significantly cheaper the younger you are when you purchase it. With increased age comes increased health risks, all of which can influence the premium rate of your policy. In fact, life insurance policy rates rise an average of eight to ten percent each year you put off applying.<sup>1</sup> To give yourself the best chance in finding a life insurance policy, buy early. This way you may be able to lock in the same premium rates you have at a younger age for the duration of the policy—saving you money for years to come.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Use quote websites wisely. One of the fastest ways to review what type of life insurance may best fit your financial situation is through the use of a quote website. Quote websites are particularly useful as they provide users with a quick and easy way to view their life insurance options and possible costs. Make sure your quote website compares quotes from multiple insurers to give yourself the best start!\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Consider a term life insurance policy—especially for those over 50 years of age. For those older in age, one may want to consider purchasing a term life insurance policy. A term life policy is often less expensive than a whole life insurance policy and typically only provides a death benefit in the event of the insured’s death so long as the death occurs during the duration of the policy.<sup>1</sup> However, despite term life policies lacking certain features associated with whole life it doesn’t mean that term life policies are bad. In fact, term life policies have long been a viable option for young people and older generations alike, and are well worth considering.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li>Work with an independent broker. Knowing how to get a life insurance policy is important, but so is recognizing when you need help in deciding on one. An independent broker can help inform you of life insurance products you should consider, provide valuable information on certain insurers, and help guide you through the process with ease. If you’re having trouble deciding on a policy—or just want some extra help—phoning your local, independent broker may be the best decision you make.</li>\r\n</ol>\r\nFinding life insurance doesn’t have to be difficult, but it does require a little bit of work. By following these five tips and tricks you can help improve your chances of finding the best life insurance policy to fit your needs without breaking the bank.\r\n\r\nRemember to do your research, weigh your options, compare your quotes wisely, and reach out for help when you need it most.\r\n\r\nYou can consult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">email</a> us for more help determining the right type of coverage for you.\r\n\r\n<span style=\"font-size: 8pt;\"><em>Sources:\r\n</em></span><span style=\"font-size: 8pt;\"><em>1. Investopedia, How Age Affects Life Insurance Rates, 2019, <a href=\"https://www.investopedia.com/articles/personal-finance/022615/how-age-affects-life-insurance-rates.asp\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.investopedia.com/articles/personal-finance/022615/how-age-affects-life-insurance-rates.asp</a></em></span>','5 Tips For Finding Life Insurance That Fits Your Budget','','inherit','closed','closed','','419-revision-v1','','','2023-03-21 13:12:23','2023-03-21 13:12:23','',419,'http://cmdev-site1.com/?p=421',0,'revision','',0),(422,3,'2023-03-21 13:21:37','0000-00-00 00:00:00','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nStruggling to save money? It can be really hard, especially for those just starting out. It can still be just as hard though for those who have been trying for years and never seem to get ahead.\r\n\r\nThere are a few less talked about money-saving tips that can actually work for those that really want to save better ...\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Choose a better bank.</h3>\r\nDon’t stick with a bank that charges monthly fees or high ATM charges. Many banks have no monthly fees, free ATM transactions, and even attractive interest rates. Some banks will even offer bonuses or perks to new customers for opening accounts.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Watch less TV.</h3>\r\nThere can be some great money savings in watching less TV. Infomercials and commercials easily tempt people into impulse purchases. Watching less TV can help avoid that temptation and may lead to actual savings.\r\n\r\nIn addition, consider the actual monthly cost of TV. Choose a smaller cable package or utilize live-streaming services at a low monthly cost and cut off completely.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Sell stuff.</h3>\r\nCollections, keepsakes, and other random memorabilia can end up taking up space without adding much value. Consider getting some of the original investment back by selling it in a garage sale or online. Most people never miss their random collections, but always welcome the extra money.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Make gifts.</h3>\r\nBuying gifts at the store can soon add up to a lot of money, even sale items. Be creative and try making gifts instead. There is a wealth of ideas online for amazing homemade gifts at a price that won’t dent the budget.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Wait it out.</h3>\r\nMake it a practice to wait thirty days before making a big purchase. Waiting it out and giving it some thought can help people decide if they really need something and if they can truly afford it.','Money-Saving Tips That Actually Work','','draft','open','open','','','','','2023-03-21 13:21:37','2023-03-21 13:21:37','',0,'http://cmdev-site1.com/?p=422',0,'post','',0),(423,3,'2023-03-21 13:19:29','2023-03-21 13:19:29','Female hand putting a one dollar bill into a pink piggy bank','Piggy Bank savings','','inherit','open','closed','','piggy-bank-savings','','','2023-03-21 13:19:42','2023-03-21 13:19:42','',422,'http://cmdev-site1.com/wp-content/uploads/2023/03/saving-money-piggybank-1000x667-1.jpg',0,'attachment','image/jpeg',0),(424,3,'2023-03-21 13:20:28','2023-03-21 13:20:28','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nStruggling to save money? It can be really hard, especially for those just starting out. It can still be just as hard though for those who have been trying for years and never seem to get ahead.\r\n\r\nThere are a few less talked about money-saving tips that can actually work for those that really want to save better ...\r\n<h3>Choose a better bank.</h3>\r\nDon’t stick with a bank that charges monthly fees or high ATM charges. Many banks have no monthly fees, free ATM transactions, and even attractive interest rates. Some banks will even offer bonuses or perks to new customers for opening accounts.\r\n<h3>Watch less TV.</h3>\r\nThere can be some great money savings in watching less TV. Infomercials and commercials easily tempt people into impulse purchases. Watching less TV can help avoid that temptation and may lead to actual savings.\r\n\r\nIn addition, consider the actual monthly cost of TV. Choose a smaller cable package or utilize live-streaming services at a low monthly cost and cut off completely.\r\n<h3>Sell stuff.</h3>\r\nCollections, keepsakes, and other random memorabilia can end up taking up space without adding much value. Consider getting some of the original investment back by selling it in a garage sale or online. Most people never miss their random collections, but always welcome the extra money.\r\n<h3>Make gifts.</h3>\r\nBuying gifts at the store can soon add up to a lot of money, even sale items. Be creative and try making gifts instead. There is a wealth of ideas online for amazing homemade gifts at a price that won’t dent the budget.\r\n<h3>Wait it out.</h3>\r\nMake it a practice to wait thirty days before making a big purchase. Waiting it out and giving it some thought can help people decide if they really need something and if they can truly afford it.','Money-Saving Tips That Actually Work','','inherit','closed','closed','','422-revision-v1','','','2023-03-21 13:20:28','2023-03-21 13:20:28','',422,'http://cmdev-site1.com/?p=424',0,'revision','',0),(425,3,'2023-03-21 13:21:18','2023-03-21 13:21:18','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nStruggling to save money? It can be really hard, especially for those just starting out. It can still be just as hard though for those who have been trying for years and never seem to get ahead.\r\n\r\nThere are a few less talked about money-saving tips that can actually work for those that really want to save better ...\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Choose a better bank.</h3>\r\nDon’t stick with a bank that charges monthly fees or high ATM charges. Many banks have no monthly fees, free ATM transactions, and even attractive interest rates. Some banks will even offer bonuses or perks to new customers for opening accounts.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Watch less TV.</h3>\r\nThere can be some great money savings in watching less TV. Infomercials and commercials easily tempt people into impulse purchases. Watching less TV can help avoid that temptation and may lead to actual savings.\r\n\r\nIn addition, consider the actual monthly cost of TV. Choose a smaller cable package or utilize live-streaming services at a low monthly cost and cut off completely.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Sell stuff.</h3>\r\nCollections, keepsakes, and other random memorabilia can end up taking up space without adding much value. Consider getting some of the original investment back by selling it in a garage sale or online. Most people never miss their random collections, but always welcome the extra money.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Make gifts.</h3>\r\nBuying gifts at the store can soon add up to a lot of money, even sale items. Be creative and try making gifts instead. There is a wealth of ideas online for amazing homemade gifts at a price that won’t dent the budget.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Wait it out.</h3>\r\nMake it a practice to wait thirty days before making a big purchase. Waiting it out and giving it some thought can help people decide if they really need something and if they can truly afford it.','Money-Saving Tips That Actually Work','','inherit','closed','closed','','422-revision-v1','','','2023-03-21 13:21:18','2023-03-21 13:21:18','',422,'http://cmdev-site1.com/?p=425',0,'revision','',0),(426,3,'2023-03-21 13:34:00','0000-00-00 00:00:00','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nIf you have children who will soon be attending college, you likely know that the rate of college tuition has dramatically increased over time.\r\n\r\nRoom and board, supplies and books ... it adds up. The average college graduate has over $30,000 in student loan debt.<sup>1</sup>\r\n\r\nHaving a large amount of student loan debt can be a stress on college graduates for years to come. But, with proper planning and research, there are free money options available that you don’t have to repay.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Grants</h3>\r\nGovernment sponsored grants like Pell Grants are the most well-known. These, along with a variety of other state-specific grants, are designed to help financially-challenged students pay for higher education.\r\n\r\nYou generally need an idea of which schools you would like to apply to when you submit your grant application, and you also have the option to apply for the Pell Grant plus any supplemental grants you may qualify for.\r\n\r\nGo to <a href=\"https://www.fafsa.gov/\" target=\"_blank\" rel=\"noopener noreferrer\">www.fafsa.gov</a> to find out what your requirements may be.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Scholarships</h3>\r\nScholarships exist at a national, state, and local level. You can do a free search tailored just for you at <a href=\"https://www.scholarships.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.scholarships.com</a>.\r\n\r\nOne way that companies recruit future employees is to offer financial aid for college to those interested in a future career in that industry.\r\n\r\nSome professional organizations also offer industry-specific scholarships to those with an interest in the field. The best place to start your search for these scholarships is by finding out which companies do business in your local area.\r\n\r\nTheir websites often list financial aid opportunities. You can also get referrals through family and friends who work for companies that offer scholarships.\r\n\r\nSpecial scholarships may also be available from community and civic organizations like alumni clubs, church organizations, and sports groups.\r\n\r\nYou can start by looking up local rotary clubs, civic engagement organizations, and any sports or religious groups you may have an affiliation with. Being referred by a family member, friend or neighbor is helpful when it comes to connecting with what’s out there on a local level.\r\n\r\nFor more information about Life Insurance call one of our knowledgeable licensed agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\"><sup>1</sup> Project on Student Debt, 2017</span></em>','How To Get Free Money For College','','draft','open','open','','','','','2023-03-21 13:34:00','2023-03-21 13:34:00','',0,'http://cmdev-site1.com/?p=426',0,'post','',0),(427,3,'2023-03-21 13:29:53','2023-03-21 13:29:53','Student Loan Money Debt Education','Student Loan Money Debt Education-1000x667','','inherit','open','closed','','student-loan-money-debt-education-1000x667','','','2023-03-21 13:30:10','2023-03-21 13:30:10','',426,'http://cmdev-site1.com/wp-content/uploads/2023/03/Student-Loan-Money-Debt-Education-1000x667-1.jpg',0,'attachment','image/jpeg',0),(428,3,'2023-03-21 13:31:31','2023-03-21 13:31:31','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nIf you have children who will soon be attending college, you likely know that the rate of college tuition has dramatically increased over time. Room and board, supplies and books ... it adds up. The average college graduate has over $30,000 in student loan debt.<sup>1</sup>\r\n\r\nHaving a large amount of student loan debt can be a stress on college graduates for years to come. But, with proper planning and research, there are free money options available that you don’t have to repay.\r\n<h3>Grants</h3>\r\nGovernment sponsored grants like Pell Grants are the most well-known. These, along with a variety of other state-specific grants, are designed to help financially-challenged students pay for higher education.\r\n\r\nYou generally need an idea of which schools you would like to apply to when you submit your grant application, and you also have the option to apply for the Pell Grant plus any supplemental grants you may qualify for.\r\n\r\nGo to <a href=\"https://www.fafsa.gov/\" target=\"_blank\" rel=\"noopener noreferrer\">www.fafsa.gov</a> to find out what your requirements may be.\r\n<h3>Scholarships</h3>\r\nScholarships exist at a national, state, and local level. You can do a free search tailored just for you at <a href=\"https://www.scholarships.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.scholarships.com</a>. One way that companies recruit future employees is to offer financial aid for college to those interested in a future career in that industry.\r\n\r\nSome professional organizations also offer industry-specific scholarships to those with interest in the field. The best place to start your search for these scholarships is by finding out which companies do business in your local area.\r\n\r\nTheir websites often list financial aid opportunities. You can also get referrals through family and friends who work for companies that offer scholarships.\r\n\r\nSpecial scholarships may also be available from community and civic organizations like alumni clubs, church organizations, and sports groups.\r\n\r\nYou can start by looking up local rotary clubs, civic engagement organizations, and any sports or religious groups you may have an affiliation with. Being referred by a family member, friend or neighbor is helpful when it comes to connecting with what’s out there on a local level.\r\n\r\nFor more information about Life Insurance call one of our knowledgeable licensed agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\"><sup>1</sup> Project on Student Debt, 2017</span></em>','How To Get Free Money For College','','inherit','closed','closed','','426-revision-v1','','','2023-03-21 13:31:31','2023-03-21 13:31:31','',426,'http://cmdev-site1.com/?p=428',0,'revision','',0),(429,3,'2023-03-21 13:32:52','2023-03-21 13:32:52','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nIf you have children who will soon be attending college, you likely know that the rate of college tuition has dramatically increased over time.\r\n\r\nRoom and board, supplies and books ... it adds up. The average college graduate has over $30,000 in student loan debt.<sup>1</sup>\r\n\r\nHaving a large amount of student loan debt can be a stress on college graduates for years to come. But, with proper planning and research, there are free money options available that you don’t have to repay.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Grants</h3>\r\nGovernment sponsored grants like Pell Grants are the most well-known. These, along with a variety of other state-specific grants, are designed to help financially-challenged students pay for higher education.\r\n\r\nYou generally need an idea of which schools you would like to apply to when you submit your grant application, and you also have the option to apply for the Pell Grant plus any supplemental grants you may qualify for.\r\n\r\nGo to <a href=\"https://www.fafsa.gov/\" target=\"_blank\" rel=\"noopener noreferrer\">www.fafsa.gov</a> to find out what your requirements may be.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Scholarships</h3>\r\nScholarships exist at a national, state, and local level. You can do a free search tailored just for you at <a href=\"https://www.scholarships.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.scholarships.com</a>. One way that companies recruit future employees is to offer financial aid for college to those interested in a future career in that industry.\r\n\r\nSome professional organizations also offer industry-specific scholarships to those with interest in the field. The best place to start your search for these scholarships is by finding out which companies do business in your local area.\r\n\r\nTheir websites often list financial aid opportunities. You can also get referrals through family and friends who work for companies that offer scholarships.\r\n\r\nSpecial scholarships may also be available from community and civic organizations like alumni clubs, church organizations, and sports groups.\r\n\r\nYou can start by looking up local rotary clubs, civic engagement organizations, and any sports or religious groups you may have an affiliation with. Being referred by a family member, friend or neighbor is helpful when it comes to connecting with what’s out there on a local level.\r\n\r\nFor more information about Life Insurance call one of our knowledgeable licensed agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\"><sup>1</sup> Project on Student Debt, 2017</span></em>','How To Get Free Money For College','','inherit','closed','closed','','426-revision-v1','','','2023-03-21 13:32:52','2023-03-21 13:32:52','',426,'http://cmdev-site1.com/?p=429',0,'revision','',0),(430,3,'2023-03-21 13:33:36','2023-03-21 13:33:36','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nIf you have children who will soon be attending college, you likely know that the rate of college tuition has dramatically increased over time.\r\n\r\nRoom and board, supplies and books ... it adds up. The average college graduate has over $30,000 in student loan debt.<sup>1</sup>\r\n\r\nHaving a large amount of student loan debt can be a stress on college graduates for years to come. But, with proper planning and research, there are free money options available that you don’t have to repay.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Grants</h3>\r\nGovernment sponsored grants like Pell Grants are the most well-known. These, along with a variety of other state-specific grants, are designed to help financially-challenged students pay for higher education.\r\n\r\nYou generally need an idea of which schools you would like to apply to when you submit your grant application, and you also have the option to apply for the Pell Grant plus any supplemental grants you may qualify for.\r\n\r\nGo to <a href=\"https://www.fafsa.gov/\" target=\"_blank\" rel=\"noopener noreferrer\">www.fafsa.gov</a> to find out what your requirements may be.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Scholarships</h3>\r\nScholarships exist at a national, state, and local level. You can do a free search tailored just for you at <a href=\"https://www.scholarships.com/\" target=\"_blank\" rel=\"noopener noreferrer\">https://www.scholarships.com</a>.\r\n\r\nOne way that companies recruit future employees is to offer financial aid for college to those interested in a future career in that industry.\r\n\r\nSome professional organizations also offer industry-specific scholarships to those with an interest in the field. The best place to start your search for these scholarships is by finding out which companies do business in your local area.\r\n\r\nTheir websites often list financial aid opportunities. You can also get referrals through family and friends who work for companies that offer scholarships.\r\n\r\nSpecial scholarships may also be available from community and civic organizations like alumni clubs, church organizations, and sports groups.\r\n\r\nYou can start by looking up local rotary clubs, civic engagement organizations, and any sports or religious groups you may have an affiliation with. Being referred by a family member, friend or neighbor is helpful when it comes to connecting with what’s out there on a local level.\r\n\r\nFor more information about Life Insurance call one of our knowledgeable licensed agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:info@jsuttonfinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\"><sup>1</sup> Project on Student Debt, 2017</span></em>','How To Get Free Money For College','','inherit','closed','closed','','426-revision-v1','','','2023-03-21 13:33:36','2023-03-21 13:33:36','',426,'http://cmdev-site1.com/?p=430',0,'revision','',0),(431,3,'2023-03-21 13:47:01','0000-00-00 00:00:00','<div class=\"article_info\"><span style=\"font-size: 8pt;\">By Mike Elman</span></div>\r\n<div class=\"article_info_bottom_line\"><span style=\"color: #ffffff;\">-</span></div>\r\n<h3>Borrowing Money from a Life Insurance Policy</h3>\r\nThough the primary focus of life insurance is to provide a benefit to the family of a lost loved one, some policies could add enhancements to a financial portfolio.\r\n\r\nIf you are familiar with life insurance, you may know the term “cash value,” or the ability to borrow from a policy if you have paid a certain amount of premiums.\r\n\r\nThis could be a temporary solution to financial emergencies, but it should require great consideration beforehand so you don’t put your investment at risk.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Can You Borrow Money From a Life Insurance Policy?</h3>\r\nNot all life insurance policies build cash value, such as a term life policy. Term life insurance rates are typically less expensive than whole life and offer just the death benefit, no cash value.\r\n\r\nHowever, a whole life or universal life insurance policy may offer a cash value benefit, which may allow you to take out a policy loan.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What are the Advantages and Disadvantages of a Policy</h3>\r\nBefore you jump in and take a loan out against a policy, consider if taking funds from your life insurance policy makes sense for your situation. In addition to weighing the pros and cons below, speak with your insurance company about how taking out a loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h4>Advantages:</h4>\r\n<ul>\r\n 	<li>No lengthy application process like other loans</li>\r\n 	<li>If you have built up cash value, you can borrow without a credit check</li>\r\n 	<li>Policy reports do not show up on your credit report unlike other loans</li>\r\n 	<li>Policy loans typically have lower interest rates</li>\r\n 	<li>Repay the loan on a schedule you set</li>\r\n 	<li>You can choose not to repay the loan and just deduct the amount due from the beneficiary’s benefit\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h4>Disadvantages:</h4>\r\n<ul>\r\n 	<li>Must have cash value built up which may take years from the policy start date</li>\r\n 	<li>Risk a reduced death benefit for your beneficiary if the loan is not repaid</li>\r\n 	<li>Risk losing your policy if the interest and unpaid loan amount total more than the remaining cash value\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>How Does a Policy Loan Work?</h3>\r\nWhen you borrow against your cash value from a life insurance policy, the insurance company uses the benefit as collateral.\r\n\r\nIn other words, if you pay back the loan plus interest in full, your policy benefit will go back to the original amount you bought it for.\r\n\r\nHowever, if you do not pay it back, the company will deduct the loan amount plus interest from the policy benefit.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>When Can You Take Out a Policy Loan?</h3>\r\nYou must build up the cash value before you can take out the money. Contact your life insurance representative and they will be able to tell you what your cash value is. You should also discuss how taking out the loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Should I Consider When Taking Out a Policy Loan?</h3>\r\nIf you do not want to jeopardize your life insurance policy, consider the following when taking out a loan.\r\n<ul>\r\n 	<li>How will taking out this loan impact my life insurance policy? Will I put my beneficiary’s death benefit at risk?</li>\r\n 	<li>Aside from the interest, are there any other fees or costs I need to know about?</li>\r\n 	<li>I should create a mock budget and schedule on how I will pay the loan back to ensure this is feasible.</li>\r\n</ul>\r\nBorrowing from a life insurance policy should be treated the same as taking out a loan from the bank – with due diligence.\r\n\r\nIt is important to remember the primary reason for a life insurance policy is to take care of your beneficiaries should something happen to you.\r\n\r\nHowever, emergencies happen, so having cash value available could be a huge help in financial adversity. Before taking out a policy loan, you should gather your research and consider every angle.\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.','Can You Borrow Money From A Life Insurance Policy?','','draft','open','open','','','','','2023-03-21 13:47:01','2023-03-21 13:47:01','',0,'http://cmdev-site1.com/?p=431',0,'post','',0),(432,3,'2023-03-21 13:43:55','2023-03-21 13:43:55','Cash in your jean pocket 100 dollar bills','Cash in your jean pocket 100 dollar bills 1000x667','','inherit','open','closed','','cash-in-your-jean-pocket-100-dollar-bils-1000x667','','','2023-03-21 13:44:26','2023-03-21 13:44:26','',431,'http://cmdev-site1.com/wp-content/uploads/2023/03/Cash-in-your-jean-pocket-100-dollar-bils-1000x667-1.jpg',0,'attachment','image/jpeg',0),(433,3,'2023-03-21 13:44:44','2023-03-21 13:44:44','<div class=\"article_info\"><span style=\"font-size: 8pt;\">By Mike Elman</span></div>\r\n<div class=\"article_info_bottom_line\"></div>\r\n<h3>Borrowing Money from a Life Insurance Policy</h3>\r\nThough the primary focus of life insurance is to provide a benefit to the family of a lost loved one, some policies could add enhancements to a financial portfolio.\r\n\r\nIf you are familiar with life insurance, you may know the term “cash value,” or the ability to borrow from a policy if you have paid a certain amount of premiums.\r\n\r\nThis could be a temporary solution to financial emergencies, but it should require great consideration beforehand so you don’t put your investment at risk.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Can You Borrow Money From a Life Insurance Policy?</h3>\r\nNot all life insurance policies build cash value, such as a term life policy. Term life insurance rates are typically less expensive than whole life and offer just the death benefit, no cash value. However, a whole life or universal life insurance policy may offer a cash value benefit, which may allow you to take out a policy loan.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What are the Advantages and Disadvantages of a Policy</h3>\r\nBefore you jump in and take a loan out against a policy, consider if taking funds from your life insurance policy makes sense for your situation. In addition to weighing the pros and cons below, speak with your insurance company about how taking out a loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h4>Advantages:</h4>\r\n<ul>\r\n 	<li>No lengthy application process like other loans</li>\r\n 	<li>If you have built up cash value, you can borrow without a credit check</li>\r\n 	<li>Policy reports do not show up on your credit report unlike other loans</li>\r\n 	<li>Policy loans typically have lower interest rates</li>\r\n 	<li>Repay the loan on a schedule you set</li>\r\n 	<li>You can choose not to repay the loan and just deduct the amount due from the beneficiary’s benefit\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h4>Disadvantages:</h4>\r\n<ul>\r\n 	<li>Must have cash value built up which may take years from the policy start date</li>\r\n 	<li>Risk a reduced death benefit for your beneficiary if the loan is not repaid</li>\r\n 	<li>Risk losing your policy if the interest and unpaid loan amount total more than the remaining cash value\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>How Does a Policy Loan Work?</h3>\r\nWhen you borrow against your cash value from a life insurance policy, the insurance company uses the benefit as collateral. In other words, if you pay back the loan plus interest in full, your policy benefit will go back to the original amount you bought it for.\r\n\r\nHowever, if you do not pay it back, the company will deduct the loan amount plus interest from the policy benefit.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>When Can You Take Out a Policy Loan?</h3>\r\nYou must build up the cash value before you can take out the money. Contact your life insurance representative and they will be able to tell you what your cash value is. You should also discuss how taking out the loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Should I Consider When Taking Out a Policy Loan?</h3>\r\nIf you do not want to jeopardize your life insurance policy, consider the following when taking out a loan.\r\n<ul>\r\n 	<li>How will taking out this loan impact my life insurance policy? Will I put my beneficiary’s death benefit at risk?</li>\r\n 	<li>Aside from the interest, are there any other fees or costs I need to know about?</li>\r\n 	<li>I should create a mock budget and schedule on how I will pay the loan back to ensure this is feasible.</li>\r\n</ul>\r\nBorrowing from a life insurance policy should be treated the same as taking out a loan from the bank – with due diligence.\r\n\r\nIt is important to remember the primary reason for a life insurance policy is to take care of your beneficiaries should something happen to you.\r\n\r\nHowever, emergencies happen, so having cash value available could be a huge help in financial adversity. Before taking out a policy loan, you should gather your research and consider every angle.\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.','Can You Borrow Money From A Life Insurance Policy?','','inherit','closed','closed','','431-revision-v1','','','2023-03-21 13:44:44','2023-03-21 13:44:44','',431,'http://cmdev-site1.com/?p=433',0,'revision','',0),(434,3,'2023-03-21 13:45:38','2023-03-21 13:45:38','<div class=\"article_info\"><span style=\"font-size: 8pt;\">By Mike Elman</span></div>\r\n<div class=\"article_info_bottom_line\"><span style=\"color: #ffffff;\">-</span></div>\r\n<h3>Borrowing Money from a Life Insurance Policy</h3>\r\nThough the primary focus of life insurance is to provide a benefit to the family of a lost loved one, some policies could add enhancements to a financial portfolio.\r\n\r\nIf you are familiar with life insurance, you may know the term “cash value,” or the ability to borrow from a policy if you have paid a certain amount of premiums.\r\n\r\nThis could be a temporary solution to financial emergencies, but it should require great consideration beforehand so you don’t put your investment at risk.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Can You Borrow Money From a Life Insurance Policy?</h3>\r\nNot all life insurance policies build cash value, such as a term life policy. Term life insurance rates are typically less expensive than whole life and offer just the death benefit, no cash value. However, a whole life or universal life insurance policy may offer a cash value benefit, which may allow you to take out a policy loan.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What are the Advantages and Disadvantages of a Policy</h3>\r\nBefore you jump in and take a loan out against a policy, consider if taking funds from your life insurance policy makes sense for your situation. In addition to weighing the pros and cons below, speak with your insurance company about how taking out a loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h4>Advantages:</h4>\r\n<ul>\r\n 	<li>No lengthy application process like other loans</li>\r\n 	<li>If you have built up cash value, you can borrow without a credit check</li>\r\n 	<li>Policy reports do not show up on your credit report unlike other loans</li>\r\n 	<li>Policy loans typically have lower interest rates</li>\r\n 	<li>Repay the loan on a schedule you set</li>\r\n 	<li>You can choose not to repay the loan and just deduct the amount due from the beneficiary’s benefit\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h4>Disadvantages:</h4>\r\n<ul>\r\n 	<li>Must have cash value built up which may take years from the policy start date</li>\r\n 	<li>Risk a reduced death benefit for your beneficiary if the loan is not repaid</li>\r\n 	<li>Risk losing your policy if the interest and unpaid loan amount total more than the remaining cash value\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>How Does a Policy Loan Work?</h3>\r\nWhen you borrow against your cash value from a life insurance policy, the insurance company uses the benefit as collateral. In other words, if you pay back the loan plus interest in full, your policy benefit will go back to the original amount you bought it for.\r\n\r\nHowever, if you do not pay it back, the company will deduct the loan amount plus interest from the policy benefit.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>When Can You Take Out a Policy Loan?</h3>\r\nYou must build up the cash value before you can take out the money. Contact your life insurance representative and they will be able to tell you what your cash value is. You should also discuss how taking out the loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Should I Consider When Taking Out a Policy Loan?</h3>\r\nIf you do not want to jeopardize your life insurance policy, consider the following when taking out a loan.\r\n<ul>\r\n 	<li>How will taking out this loan impact my life insurance policy? Will I put my beneficiary’s death benefit at risk?</li>\r\n 	<li>Aside from the interest, are there any other fees or costs I need to know about?</li>\r\n 	<li>I should create a mock budget and schedule on how I will pay the loan back to ensure this is feasible.</li>\r\n</ul>\r\nBorrowing from a life insurance policy should be treated the same as taking out a loan from the bank – with due diligence.\r\n\r\nIt is important to remember the primary reason for a life insurance policy is to take care of your beneficiaries should something happen to you.\r\n\r\nHowever, emergencies happen, so having cash value available could be a huge help in financial adversity. Before taking out a policy loan, you should gather your research and consider every angle.\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.','Can You Borrow Money From A Life Insurance Policy?','','inherit','closed','closed','','431-revision-v1','','','2023-03-21 13:45:38','2023-03-21 13:45:38','',431,'http://cmdev-site1.com/?p=434',0,'revision','',0),(435,3,'2023-03-21 13:47:01','2023-03-21 13:47:01','<div class=\"article_info\"><span style=\"font-size: 8pt;\">By Mike Elman</span></div>\r\n<div class=\"article_info_bottom_line\"><span style=\"color: #ffffff;\">-</span></div>\r\n<h3>Borrowing Money from a Life Insurance Policy</h3>\r\nThough the primary focus of life insurance is to provide a benefit to the family of a lost loved one, some policies could add enhancements to a financial portfolio.\r\n\r\nIf you are familiar with life insurance, you may know the term “cash value,” or the ability to borrow from a policy if you have paid a certain amount of premiums.\r\n\r\nThis could be a temporary solution to financial emergencies, but it should require great consideration beforehand so you don’t put your investment at risk.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Can You Borrow Money From a Life Insurance Policy?</h3>\r\nNot all life insurance policies build cash value, such as a term life policy. Term life insurance rates are typically less expensive than whole life and offer just the death benefit, no cash value.\r\n\r\nHowever, a whole life or universal life insurance policy may offer a cash value benefit, which may allow you to take out a policy loan.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What are the Advantages and Disadvantages of a Policy</h3>\r\nBefore you jump in and take a loan out against a policy, consider if taking funds from your life insurance policy makes sense for your situation. In addition to weighing the pros and cons below, speak with your insurance company about how taking out a loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h4>Advantages:</h4>\r\n<ul>\r\n 	<li>No lengthy application process like other loans</li>\r\n 	<li>If you have built up cash value, you can borrow without a credit check</li>\r\n 	<li>Policy reports do not show up on your credit report unlike other loans</li>\r\n 	<li>Policy loans typically have lower interest rates</li>\r\n 	<li>Repay the loan on a schedule you set</li>\r\n 	<li>You can choose not to repay the loan and just deduct the amount due from the beneficiary’s benefit\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h4>Disadvantages:</h4>\r\n<ul>\r\n 	<li>Must have cash value built up which may take years from the policy start date</li>\r\n 	<li>Risk a reduced death benefit for your beneficiary if the loan is not repaid</li>\r\n 	<li>Risk losing your policy if the interest and unpaid loan amount total more than the remaining cash value\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>How Does a Policy Loan Work?</h3>\r\nWhen you borrow against your cash value from a life insurance policy, the insurance company uses the benefit as collateral.\r\n\r\nIn other words, if you pay back the loan plus interest in full, your policy benefit will go back to the original amount you bought it for.\r\n\r\nHowever, if you do not pay it back, the company will deduct the loan amount plus interest from the policy benefit.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>When Can You Take Out a Policy Loan?</h3>\r\nYou must build up the cash value before you can take out the money. Contact your life insurance representative and they will be able to tell you what your cash value is. You should also discuss how taking out the loan will impact your policy.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Should I Consider When Taking Out a Policy Loan?</h3>\r\nIf you do not want to jeopardize your life insurance policy, consider the following when taking out a loan.\r\n<ul>\r\n 	<li>How will taking out this loan impact my life insurance policy? Will I put my beneficiary’s death benefit at risk?</li>\r\n 	<li>Aside from the interest, are there any other fees or costs I need to know about?</li>\r\n 	<li>I should create a mock budget and schedule on how I will pay the loan back to ensure this is feasible.</li>\r\n</ul>\r\nBorrowing from a life insurance policy should be treated the same as taking out a loan from the bank – with due diligence.\r\n\r\nIt is important to remember the primary reason for a life insurance policy is to take care of your beneficiaries should something happen to you.\r\n\r\nHowever, emergencies happen, so having cash value available could be a huge help in financial adversity. Before taking out a policy loan, you should gather your research and consider every angle.\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.','Can You Borrow Money From A Life Insurance Policy?','','inherit','closed','closed','','431-revision-v1','','','2023-03-21 13:47:01','2023-03-21 13:47:01','',431,'http://cmdev-site1.com/?p=435',0,'revision','',0),(436,3,'2023-03-21 14:21:05','0000-00-00 00:00:00','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" />\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<strong>When Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.</strong>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\nTerm life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','draft','open','open','','','','','2023-03-21 14:21:05','2023-03-21 14:21:05','',0,'http://cmdev-site1.com/?p=436',0,'post','',0),(437,3,'2023-03-21 14:02:12','2023-03-21 14:02:12','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<div><img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"400\" />Larry is looking into life insurance and needs:\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n&nbsp;\r\n<div>-</div>\r\n<div>-</div>\r\n<div>-</div>\r\n<div>-</div>\r\n<div>-</div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" />We encourage Larry to layer three term life policies as shown below:\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n&nbsp;\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n-\r\n\r\n-\r\n\r\n-\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:02:12','2023-03-21 14:02:12','',436,'http://cmdev-site1.com/?p=437',0,'revision','',0),(438,3,'2023-03-21 14:05:22','2023-03-21 14:05:22','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"400\" />Larry is looking into life insurance and needs:\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" />We encourage Larry to layer three term life policies as shown below:\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:05:22','2023-03-21 14:05:22','',436,'http://cmdev-site1.com/?p=438',0,'revision','',0),(440,3,'2023-03-21 14:09:31','2023-03-21 14:09:31','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<ul>\r\n 	<li style=\"list-style-type: none;\">\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:09:31','2023-03-21 14:09:31','',436,'http://cmdev-site1.com/?p=440',0,'revision','',0),(439,3,'2023-03-21 14:08:45','2023-03-21 14:08:45','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<ul>\r\n 	<li style=\"list-style-type: none;\">\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:08:45','2023-03-21 14:08:45','',436,'http://cmdev-site1.com/?p=439',0,'revision','',0),(441,3,'2023-03-21 14:10:10','2023-03-21 14:10:10','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<ul>\r\n 	<li style=\"list-style-type: none;\">\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:10:10','2023-03-21 14:10:10','',436,'http://cmdev-site1.com/?p=441',0,'revision','',0);
INSERT INTO `wpfi_posts` VALUES (442,3,'2023-03-21 14:10:58','2023-03-21 14:10:58','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<ul>\r\n 	<li style=\"list-style-type: none;\">\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:10:58','2023-03-21 14:10:58','',436,'http://cmdev-site1.com/?p=442',0,'revision','',0),(443,3,'2023-03-21 14:12:02','2023-03-21 14:12:02','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<ul>\r\n 	<li style=\"list-style-type: none;\">\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:12:02','2023-03-21 14:12:02','',436,'http://cmdev-site1.com/?p=443',0,'revision','',0),(446,3,'2023-03-21 14:16:18','2023-03-21 14:16:18','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:16:18','2023-03-21 14:16:18','',436,'http://cmdev-site1.com/?p=446',0,'revision','',0),(444,3,'2023-03-21 14:14:17','2023-03-21 14:14:17','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<ul>\r\n 	<li style=\"list-style-type: none;\">\r\n<ul>\r\n 	<li>$500,000 for his mortgage with 10 years left</li>\r\n 	<li>$300,000 for his two children’s college expenses ($150,000 each)</li>\r\n 	<li>$200,000 in the event of his death so Terri will be taken care of</li>\r\n</ul>\r\n</li>\r\n</ul>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:14:17','2023-03-21 14:14:17','',436,'http://cmdev-site1.com/?p=444',0,'revision','',0),(445,3,'2023-03-21 14:15:28','2023-03-21 14:15:28','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 360px;\">$500,000 for his mortgage with 10 years left</p>\r\n<p style=\"padding-left: 360px;\">$300,000 for his two children’s college expenses ($150,000 each)</p>\r\n<p style=\"padding-left: 360px;\">$200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:15:28','2023-03-21 14:15:28','',436,'http://cmdev-site1.com/?p=445',0,'revision','',0),(447,3,'2023-03-21 14:16:53','2023-03-21 14:16:53','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:16:53','2023-03-21 14:16:53','',436,'http://cmdev-site1.com/?p=447',0,'revision','',0),(448,3,'2023-03-21 14:17:41','2023-03-21 14:17:41','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:17:41','2023-03-21 14:17:41','',436,'http://cmdev-site1.com/?p=448',0,'revision','',0),(449,3,'2023-03-21 14:18:22','2023-03-21 14:18:22','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:18:22','2023-03-21 14:18:22','',436,'http://cmdev-site1.com/?p=449',0,'revision','',0),(450,3,'2023-03-21 14:18:43','2023-03-21 14:18:43','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" /><strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:18:43','2023-03-21 14:18:43','',436,'http://cmdev-site1.com/?p=450',0,'revision','',0),(451,3,'2023-03-21 14:19:32','2023-03-21 14:19:32','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #333333;\">-</span></div>\r\n<div><span style=\"color: #333333;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" />\r\n\r\n-\r\n\r\n<strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\nWhen Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" />Term life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:19:32','2023-03-21 14:19:32','',436,'http://cmdev-site1.com/?p=451',0,'revision','',0),(452,3,'2023-03-21 14:20:38','2023-03-21 14:20:38','<span style=\"font-size: 8pt;\">By Corey A. Jones</span>\r\n\r\nOne of the most common questions we hear in the insurance industry is, “How much coverage do I need?”\r\n\r\nWhen it comes to life insurance, there are two different types of policies: whole life and term life. A whole life insurance policy lives as long as you do while a term life insurance policy is active for a certain period of time.\r\n\r\nThe “one size fits all” phrase is not applicable to life insurance—coverage should be customized to where you are in your life. Your insurance needs to change as your life goes on.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>What Does it Mean to Layer Your Life Insurance Policies?</h3>\r\nLayering, or laddering, is a technique that has become quite popular in the life insurance industry. It occurs when a consumer buys a few different term life policies with different term lengths rather than one whole life policy or one large term life policy.\r\n\r\nIn some instances, the layering technique can save policyholders almost 30%!<sup>1</sup>\r\n\r\nWe see layering policies when consumers have multiple reasons to buy a term life policy such as covering a mortgage, leaving dependents with a benefit, or general coverage for “just in case” purposes.\r\n\r\nLayering life insurance is not recommended for everyone. It may be unjustifiable for a single male in his mid-20s who makes $55,000 a year to take out three term life insurance policies.\r\n\r\nNot only would it be questionable to the insurance company why this person would need so much coverage, but they would also have a concern with his ability to consistently pay all the premiums.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>Cons of Layering Your Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Most insurance policies have a few different fees that cover things such as sales charges, mortality, and expense risk charges, monthly per thousand charges, or general administration fees. When you ladder your insurance, you may be subject to paying multiple fees for each policy.</li>\r\n 	<li>While it’s encouraged to get a head start on your coverage needs, if you aren’t sure of your future financial obligations, you could be excessively spending on multiple policies.</li>\r\n 	<li>Having less insurance in your later years could backfire if you need additional money to purchase another house or deal with an emergency.</li>\r\n 	<li>Should your spouse ever need to file a claim, he or she will need to file multiple claims and present a death certificate several times since you would have multiple policies.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Pros of Layering Life Insurance Policies</h3>\r\n<ul>\r\n 	<li>Because term life insurance is temporary and typically has no cash value, it can cost three to 10 times less than a whole life insurance policy.<sup>2</sup></li>\r\n 	<li>A term life policy tends to be more transparent because it offers coverage over a set period of time, which consumers pay in previously-defined regular payments. Term life insurance gives you one product that does one thing.</li>\r\n 	<li>Term life policies give the consumer more control over his or her purchased coverage. Additionally, when your financial obligations change as your life goes on, you can customize your coverage to best fit your needs.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n</ul>\r\n<h3>Layering Term Life Example</h3>\r\nLet’s see how our fictional friends Larry and Terri layered their term life insurance policies. Larry and Terri are married and in their mid-30s with two young children and a suburban home purchased at $500,000.\r\n\r\nLarry is a successful real estate agent while Terri provides child care for their two young children.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladders-example1.png\" alt=\"Layering Term Life Insurance Could Save You Money | Globe Life\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>Larry is looking into life insurance and needs:</strong>\r\n<p style=\"padding-left: 320px;\">• $500,000 for his mortgage with 10 years left\r\n• $300,000 for his two children’s college expenses ($150,000 each)\r\n• $200,000 in the event of his death so Terri will be taken care of</p>\r\n&nbsp;\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<img class=\"article_image alignright\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder1.png\" alt=\"Term Life Insurance Layering, Chart 1\" width=\"300\" height=\"300\" />\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<strong>We encourage Larry to layer three term life policies as shown below:</strong>\r\n\r\nInstead of purchasing one term life policy for $1,000,000 for 30 years at a fixed rate, we encourage Larry to purchase three separate term life policies:\r\n<ul>\r\n 	<li>One policy for $500,000 for 10 years</li>\r\n 	<li>One policy for $300,000 for 15 years</li>\r\n 	<li>One policy for $200,000 for 30 years</li>\r\n</ul>\r\n<span style=\"color: #ffffff;\">-</span>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n<div><span style=\"color: #ffffff;\">-</span></div>\r\n</div>\r\n<div>\r\n\r\n<strong>When Larry purchases three separate policies versus one large policy, he saves almost 34%! Let’s see how this is possible.</strong>\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/ladder2.png\" alt=\"Term Life Insurance Layering, Chart 2\" width=\"300\" height=\"300\" /><span style=\"color: #ffffff;\">-</span>\r\n\r\nTerm life insurance layering could possibly be a sound investment for some families, especially if their insurance needs decline as they age.\r\n\r\nHowever, the layering strategy could be highly complicated for those just starting out.\r\n\r\nWhen layering your life insurance, we highly recommend getting professional help to guide you through the process and ensure you’re getting the best coverage at the best prices.\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n<span style=\"color: #ffffff;\">-</span>\r\n\r\n&nbsp;\r\n\r\nBe sure to consult one of our licensed Insurance Agents at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a>.\r\n\r\n<em><span style=\"font-size: 8pt;\">Sources:\r\n</span></em><em><span style=\"font-size: 8pt;\">1. Termlifeadvice.com, 2018\r\n</span></em><em><span style=\"font-size: 8pt;\">2. NerdWallet, 2017</span></em>\r\n\r\n</div>','Layering Term Life Insurance Could Save You Money','','inherit','closed','closed','','436-revision-v1','','','2023-03-21 14:20:38','2023-03-21 14:20:38','',436,'http://cmdev-site1.com/?p=452',0,'revision','',0),(453,3,'2023-03-21 14:38:41','0000-00-00 00:00:00','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nAs news continues to emerge about the different mosquito viruses that are dangerous and prevalent, it’s easy to feel anxiety in the great outdoors.\r\n\r\nAlthough the thought of being bitten by an infected mosquito is worrisome, the thought of using insect repellents that contain harmful pesticide ingredients may be also. Certain pesticides can cause irritation to the skin and have harmful side effects.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/naturalmosquito.jpg\" alt=\"Natural Mosquito Repellants | Globe Life\" width=\"220\" />\r\n\r\nDue to the potential side effects of mosquito repellent, many have opted for natural repellents.\r\n\r\nYou can easily make repellents to spray on yourself as well as your yard, and natural bug sprays can often last longer than store bought mosquito repellent.\r\n\r\nOne of the most common natural mosquito repellents is lemon eucalyptus oil. Lemon eucalyptus oil has been useful as a natural mosquito repellent since the 1940s and has been approved by the Centers for Disease Control and Prevention as an effective mosquito repellent.\r\n\r\nHowever, researchers from the University of Florida have cautioned against using the oil on children under three.\r\n\r\nA June 2006 Consumer Report article noted that after testing, <strong>lemon eucalyptus</strong> was the best non-DEET (diethyltoluamide) mosquito repellent.\r\n\r\nStudies have also shown that <strong>lemon eucalyptus oil</strong> used as a repellent can provide 120.1 minutes of protection against mosquitos as compared to a name-brand bug spray for kids containing a low-dose DEET, which keeps bugs at bay for approximately 88.4 minutes.\r\n\r\nA higher adult dose of DEET prevents mosquitos from biting for a longer period of time.\r\n\r\nAnother popular natural method that smells good and repels mosquitos is <strong>lavender</strong>. Lavender acts as an analgesic and antiseptic, meaning it has calming and soothing effects.\r\n\r\nYou can add lavender to your flower beds outside or it can be grown in planters inside. When you crush the flowers of the lavender plant, it produces a fragrance and oil that will prevent mosquito bites when added to the skin.\r\n\r\n<strong>Cinnamon oil</strong> used as a cooking ingredient or to make your home smell good can also act as a mosquito repellent.\r\n\r\nNot only is cinnamon oil useful to kill off mosquito eggs, but it can be used against adult mosquitoes, especially the Asian Tiger mosquito. Be careful, however, when applying to the skin, as it can be irritating. A diluted mix with water is best.\r\n\r\n<strong>Thyme</strong>, another great cooking ingredient, can also be used for repelling mosquitoes when used in oil form. In studies performed, using thyme oil had an actual protection rate of 91 percent.\r\n\r\n<strong>Catnip</strong>, a white and pink flower, can serve as a mosquito repellent when extract and oil are taken from the bruised leaves. Research shows that the oil from the plant can repel mosquitoes successfully for two to three hours.\r\n\r\nFurther studies from Iowa State University revealed that catnip was found to be ten times more effective than DEET at repelling mosquitoes.\r\n\r\n<strong>Citronella oil</strong> is derived from the leaves and stems of different species of Cymbopogon (<strong>lemongrass</strong>).\r\n\r\nThis essential oil is one of the most common oils used in aromatherapy and can not only be used as a mosquito repellent, but can also be used to help treat and prevent colds, fevers, and headaches.\r\n\r\nCitronella contains antiseptic properties and is used in soaps, household cleaners, and detergents, and for treating insect bites.\r\n\r\nRegardless of which mosquito repellent you decide to try, make sure that you dilute your choice with water or a lotion before applying it to a small section of your skin, and watch for any skin sensitivities or allergic reactions.\r\n\r\nIf your skin does become irritated, clean the area and check with your physician or your local poison control center.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713-254-3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','Natural Mosquito Repellants','','draft','open','open','','','','','2023-03-21 14:38:41','2023-03-21 14:38:41','',0,'http://cmdev-site1.com/?p=453',0,'post','',0),(454,3,'2023-03-21 14:27:12','2023-03-21 14:27:12','Super macro mosquito sucking blood','Super macro mosquito sucking blood','','inherit','open','closed','','super-macro-mosquito-sucking-blood','','','2023-03-21 14:27:26','2023-03-21 14:27:26','',453,'http://cmdev-site1.com/wp-content/uploads/2023/03/Super-macro-mosquito-1000x667-1.jpg',0,'attachment','image/jpeg',0),(455,3,'2023-03-21 14:34:20','2023-03-21 14:34:20','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nAs news continues to emerge about the different mosquito viruses that are dangerous and prevalent, it’s easy to feel anxiety in the great outdoors.\r\n\r\nAlthough the thought of being bitten by an infected mosquito is worrisome, the thought of using insect repellents that contain harmful pesticide ingredients may be also. Certain pesticides can cause irritation to the skin and have harmful side effects.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/naturalmosquito.jpg\" alt=\"Natural Mosquito Repellants | Globe Life\" width=\"220\" />\r\n\r\nDue to the potential side effects of mosquito repellent, many have opted for natural repellents.\r\n\r\nYou can easily make repellents to spray on yourself as well as your yard, and natural bug sprays can often last longer than store bought mosquito repellent.\r\n\r\nOne of the most common natural mosquito repellents is lemon eucalyptus oil. Lemon eucalyptus oil has been useful as a natural mosquito repellent since the 1940s and has been approved by the Centers for Disease Control and Prevention as an effective mosquito repellent.\r\n\r\nHowever, researchers from the University of Florida have cautioned against using the oil on children under three.\r\n\r\nA June 2006 Consumer Report article noted that after testing, lemon eucalyptus was the best non-DEET (diethyltoluamide) mosquito repellent.\r\n\r\nStudies have also shown that lemon eucalyptus oil used as a repellent can provide 120.1 minutes of protection against mosquitos as compared to a name-brand bug spray for kids containing a low-dose DEET, which keeps bugs at bay for approximately 88.4 minutes.\r\n\r\nA higher adult dose of DEET prevents mosquitos from biting for a longer period of time.\r\n\r\nAnother popular natural method that smells good and repels mosquitos is lavender. Lavender acts as an analgesic and antiseptic, meaning it has calming and soothing effects.\r\n\r\nYou can add lavender to your flower beds outside or it can be grown in planters inside. When you crush the flowers of the lavender plant, it produces a fragrance and oil that will prevent mosquito bites when added to the skin.\r\n\r\nCinnamon oil used as a cooking ingredient or to make your home smell good can also act as a mosquito repellent.\r\n\r\nNot only is cinnamon oil useful to kill off mosquito eggs, but it can be used against adult mosquitoes, especially the Asian Tiger mosquito. Be careful, however, when applying to the skin, as it can be irritating. A diluted mix with water is best.\r\n\r\nThyme, another great cooking ingredient, can also be used for repelling mosquitoes when used in oil form. In studies performed, using thyme oil had an actual protection rate of 91 percent.\r\n\r\nCatnip, a white and pink flower, can serve as a mosquito repellent when extract and oil are taken from the bruised leaves. Research shows that the oil from the plant can repel mosquitoes successfully for two to three hours.\r\n\r\nFurther studies from Iowa State University revealed that catnip was found to be ten times more effective than DEET at repelling mosquitoes.\r\n\r\nCitronella oil is derived from the leaves and stems of different species of Cymbopogon (lemongrass).\r\n\r\nThis essential oil is one of the most common oils used in aromatherapy and can not only be used as a mosquito repellent, but can also be used to help treat and prevent colds, fevers, and headaches.\r\n\r\nCitronella contains antiseptic properties and is used in soaps, household cleaners, and detergents, and for treating insect bites.\r\n\r\nRegardless of which mosquito repellent you decide to try, make sure that you dilute your choice with water or a lotion before applying it to a small section of your skin, and watch for any skin sensitivities or allergic reactions.\r\n\r\nIf your skin does become irritated, clean the area and check with your physician or your local poison control center.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713-254-3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','Natural Mosquito Repellants','','inherit','closed','closed','','453-revision-v1','','','2023-03-21 14:34:20','2023-03-21 14:34:20','',453,'http://cmdev-site1.com/?p=455',0,'revision','',0),(456,3,'2023-03-21 14:38:41','2023-03-21 14:38:41','<span style=\"font-size: 8pt;\">By Lucille Reed</span>\r\n\r\nAs news continues to emerge about the different mosquito viruses that are dangerous and prevalent, it’s easy to feel anxiety in the great outdoors.\r\n\r\nAlthough the thought of being bitten by an infected mosquito is worrisome, the thought of using insect repellents that contain harmful pesticide ingredients may be also. Certain pesticides can cause irritation to the skin and have harmful side effects.\r\n\r\n<img class=\"article_image alignleft\" src=\"https://e806.globelifeinsurance.com/images/article_images/naturalmosquito.jpg\" alt=\"Natural Mosquito Repellants | Globe Life\" width=\"220\" />\r\n\r\nDue to the potential side effects of mosquito repellent, many have opted for natural repellents.\r\n\r\nYou can easily make repellents to spray on yourself as well as your yard, and natural bug sprays can often last longer than store bought mosquito repellent.\r\n\r\nOne of the most common natural mosquito repellents is lemon eucalyptus oil. Lemon eucalyptus oil has been useful as a natural mosquito repellent since the 1940s and has been approved by the Centers for Disease Control and Prevention as an effective mosquito repellent.\r\n\r\nHowever, researchers from the University of Florida have cautioned against using the oil on children under three.\r\n\r\nA June 2006 Consumer Report article noted that after testing, <strong>lemon eucalyptus</strong> was the best non-DEET (diethyltoluamide) mosquito repellent.\r\n\r\nStudies have also shown that <strong>lemon eucalyptus oil</strong> used as a repellent can provide 120.1 minutes of protection against mosquitos as compared to a name-brand bug spray for kids containing a low-dose DEET, which keeps bugs at bay for approximately 88.4 minutes.\r\n\r\nA higher adult dose of DEET prevents mosquitos from biting for a longer period of time.\r\n\r\nAnother popular natural method that smells good and repels mosquitos is <strong>lavender</strong>. Lavender acts as an analgesic and antiseptic, meaning it has calming and soothing effects.\r\n\r\nYou can add lavender to your flower beds outside or it can be grown in planters inside. When you crush the flowers of the lavender plant, it produces a fragrance and oil that will prevent mosquito bites when added to the skin.\r\n\r\n<strong>Cinnamon oil</strong> used as a cooking ingredient or to make your home smell good can also act as a mosquito repellent.\r\n\r\nNot only is cinnamon oil useful to kill off mosquito eggs, but it can be used against adult mosquitoes, especially the Asian Tiger mosquito. Be careful, however, when applying to the skin, as it can be irritating. A diluted mix with water is best.\r\n\r\n<strong>Thyme</strong>, another great cooking ingredient, can also be used for repelling mosquitoes when used in oil form. In studies performed, using thyme oil had an actual protection rate of 91 percent.\r\n\r\n<strong>Catnip</strong>, a white and pink flower, can serve as a mosquito repellent when extract and oil are taken from the bruised leaves. Research shows that the oil from the plant can repel mosquitoes successfully for two to three hours.\r\n\r\nFurther studies from Iowa State University revealed that catnip was found to be ten times more effective than DEET at repelling mosquitoes.\r\n\r\n<strong>Citronella oil</strong> is derived from the leaves and stems of different species of Cymbopogon (<strong>lemongrass</strong>).\r\n\r\nThis essential oil is one of the most common oils used in aromatherapy and can not only be used as a mosquito repellent, but can also be used to help treat and prevent colds, fevers, and headaches.\r\n\r\nCitronella contains antiseptic properties and is used in soaps, household cleaners, and detergents, and for treating insect bites.\r\n\r\nRegardless of which mosquito repellent you decide to try, make sure that you dilute your choice with water or a lotion before applying it to a small section of your skin, and watch for any skin sensitivities or allergic reactions.\r\n\r\nIf your skin does become irritated, clean the area and check with your physician or your local poison control center.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713-254-3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','Natural Mosquito Repellants','','inherit','closed','closed','','453-revision-v1','','','2023-03-21 14:38:41','2023-03-21 14:38:41','',453,'http://cmdev-site1.com/?p=456',0,'revision','',0),(457,3,'2023-03-21 14:48:15','0000-00-00 00:00:00','<span style=\"font-size: 8pt;\">By Lucille Reed\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n<h3>4 Tips To Improve Your Credit Score</h3>\r\nYou’ve heard of credit scores, but do you know yours? Your credit score is a predictor that helps financial institutions determine how likely it is that you’ll repay the money lent to you.\r\n\r\nMany people don’t realize that knowing your credit score is as important as knowing your bank balance. Even many insurance companies consider your score when determining your insurance premium.\r\n\r\nLuckily, keeping tabs on your score is easier than you think.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>1. Request a Free Credit Report</h3>\r\nPaying attention and knowing what your credit looks like is key. You can request a free credit report once a year at <a href=\"https://www.annualcreditreport.com/\" target=\"_blank\" rel=\"noopener noreferrer\">www.annualcreditreport.com</a> or at your local bank or credit union.\r\n\r\nReview the report for any mistakes or accounts that are incorrect. It isn’t unusual to find mistakes, and many people miss this opportunity to help increase their scores by removing erroneous information.\r\n\r\nOnce you see all of your debts, then you can begin to make some changes.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>2. Reduce Your Debt</h3>\r\nAfter reviewing your free credit report, identify the smallest debts and pay those down first. Even if you can only budget an additional $10 towards each bill payment, the effort is what matters here.\r\n\r\nIf you have big credit card balances, call your credit card companies to ask for your limit to be raised. The point isn’t to charge more, but instead, to increase your debt ratio, which is basically the difference between what you owe and what you’ve been allowed to borrow.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>3. Set Payment Reminders</h3>\r\nMissing payments and making late payments are quick ways to lower your score. Set payment reminders or auto-deduct when and where you can so you can avoid the possibility of late payments.\r\n\r\nIf you plan to always pay the minimum payment on a credit card, visit their site to set up recurring payments. If you find yourself rushing to the bank to make a loan payment on or after the due date, inquire about setting up auto-deductions.\r\n\r\nYou can often choose the day the funds will be drafted out of your account. Many people choose the day after payday to ensure funds are available.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>4. Open A Credit Card</h3>\r\nOnce a free credit report is requested and reviewed, many people find that their issue isn’t bad credit, but actually a lack of credit history.\r\n\r\nIn this instance, it may be a good idea to visit your local bank or credit union and inquire about opening a line of credit for the purpose of improving your credit history.\r\n\r\nThe key is to use it for small purchases and then pay it back each month just to keep the account open and the balance low. In 6-8 months, ask for a new credit report and see the difference.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find more information about your life insurance options.','4 Tips To Improve Your Credit Score','','draft','open','open','','','','','2023-03-21 14:48:15','2023-03-21 14:48:15','',0,'http://cmdev-site1.com/?p=457',0,'post','',0),(458,3,'2023-03-21 14:46:17','2023-03-21 14:46:17','<span style=\"font-size: 8pt;\">By Lucille Reed\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n<h3>4 Tips To Improve Your Credit Score</h3>\r\nYou’ve heard of credit scores, but do you know yours? Your credit score is a predictor that helps financial institutions determine how likely it is that you’ll repay the money lent to you.\r\n\r\nMany people don’t realize that knowing your credit score is as important as knowing your bank balance. Even many insurance companies consider your score when determining your insurance premium. Luckily, keeping tabs on your score is easier than you think.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>1. Request a Free Credit Report</h3>\r\nPaying attention and knowing what your credit looks like is key. You can request a free credit report once a year at <a href=\"https://www.annualcreditreport.com/\" target=\"_blank\" rel=\"noopener noreferrer\">www.annualcreditreport.com</a> or at your local bank or credit union.\r\n\r\nReview the report for any mistakes or accounts that are incorrect. It isn’t unusual to find mistakes, and many people miss this opportunity to help increase their scores by removing erroneous information. Once you see all of your debts, then you can begin to make some changes.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>2. Reduce Your Debt</h3>\r\nAfter reviewing your free credit report, identify the smallest debts and pay those down first. Even if you can only budget an additional $10 towards each bill payment, the effort is what matters here.\r\n\r\nIf you have big credit card balances, call your credit card companies to ask for your limit to be raised. The point isn’t to charge more, but instead, to increase your debt ratio, which is basically the difference between what you owe and what you’ve been allowed to borrow.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>3. Set Payment Reminders</h3>\r\nMissing payments and making late payments are quick ways to lower your score. Set payment reminders or auto-deduct when and where you can so you can avoid the possibility of late payments.\r\n\r\nIf you plan to always pay the minimum payment on a credit card, visit their site to set up recurring payments. If you find yourself rushing to the bank to make a loan payment on or after the due date, inquire about setting up auto-deductions.\r\n\r\nYou can often choose the day the funds will be drafted out of your account. Many people choose the day after payday to ensure funds are available.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>4. Open A Credit Card</h3>\r\nOnce a free credit report is requested and reviewed, many people find that their issue isn’t bad credit, but actually a lack of credit history. In this instance, it may be a good idea to visit your local bank or credit union and inquire about opening a line of credit for the purpose of improving your credit history.\r\n\r\nThe key is to use it for small purchases and then pay it back each month just to keep the account open and the balance low. In 6-8 months, ask for a new credit report and see the difference.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','4 Tips To Improve Your Credit Score','','inherit','closed','closed','','457-revision-v1','','','2023-03-21 14:46:17','2023-03-21 14:46:17','',457,'http://cmdev-site1.com/?p=458',0,'revision','',0),(459,3,'2023-03-21 14:47:25','2023-03-21 14:47:25','<span style=\"font-size: 8pt;\">By Lucille Reed\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n<h3>4 Tips To Improve Your Credit Score</h3>\r\nYou’ve heard of credit scores, but do you know yours? Your credit score is a predictor that helps financial institutions determine how likely it is that you’ll repay the money lent to you.\r\n\r\nMany people don’t realize that knowing your credit score is as important as knowing your bank balance. Even many insurance companies consider your score when determining your insurance premium.\r\n\r\nLuckily, keeping tabs on your score is easier than you think.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>1. Request a Free Credit Report</h3>\r\nPaying attention and knowing what your credit looks like is key. You can request a free credit report once a year at <a href=\"https://www.annualcreditreport.com/\" target=\"_blank\" rel=\"noopener noreferrer\">www.annualcreditreport.com</a> or at your local bank or credit union.\r\n\r\nReview the report for any mistakes or accounts that are incorrect. It isn’t unusual to find mistakes, and many people miss this opportunity to help increase their scores by removing erroneous information.\r\n\r\nOnce you see all of your debts, then you can begin to make some changes.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>2. Reduce Your Debt</h3>\r\nAfter reviewing your free credit report, identify the smallest debts and pay those down first. Even if you can only budget an additional $10 towards each bill payment, the effort is what matters here.\r\n\r\nIf you have big credit card balances, call your credit card companies to ask for your limit to be raised. The point isn’t to charge more, but instead, to increase your debt ratio, which is basically the difference between what you owe and what you’ve been allowed to borrow.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>3. Set Payment Reminders</h3>\r\nMissing payments and making late payments are quick ways to lower your score. Set payment reminders or auto-deduct when and where you can so you can avoid the possibility of late payments.\r\n\r\nIf you plan to always pay the minimum payment on a credit card, visit their site to set up recurring payments. If you find yourself rushing to the bank to make a loan payment on or after the due date, inquire about setting up auto-deductions.\r\n\r\nYou can often choose the day the funds will be drafted out of your account. Many people choose the day after payday to ensure funds are available.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>4. Open A Credit Card</h3>\r\nOnce a free credit report is requested and reviewed, many people find that their issue isn’t bad credit, but actually a lack of credit history.\r\n\r\nIn this instance, it may be a good idea to visit your local bank or credit union and inquire about opening a line of credit for the purpose of improving your credit history.\r\n\r\nThe key is to use it for small purchases and then pay it back each month just to keep the account open and the balance low. In 6-8 months, ask for a new credit report and see the difference.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','4 Tips To Improve Your Credit Score','','inherit','closed','closed','','457-revision-v1','','','2023-03-21 14:47:25','2023-03-21 14:47:25','',457,'http://cmdev-site1.com/?p=459',0,'revision','',0),(460,3,'2023-03-21 14:48:15','2023-03-21 14:48:15','<span style=\"font-size: 8pt;\">By Lucille Reed\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n<h3>4 Tips To Improve Your Credit Score</h3>\r\nYou’ve heard of credit scores, but do you know yours? Your credit score is a predictor that helps financial institutions determine how likely it is that you’ll repay the money lent to you.\r\n\r\nMany people don’t realize that knowing your credit score is as important as knowing your bank balance. Even many insurance companies consider your score when determining your insurance premium.\r\n\r\nLuckily, keeping tabs on your score is easier than you think.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>1. Request a Free Credit Report</h3>\r\nPaying attention and knowing what your credit looks like is key. You can request a free credit report once a year at <a href=\"https://www.annualcreditreport.com/\" target=\"_blank\" rel=\"noopener noreferrer\">www.annualcreditreport.com</a> or at your local bank or credit union.\r\n\r\nReview the report for any mistakes or accounts that are incorrect. It isn’t unusual to find mistakes, and many people miss this opportunity to help increase their scores by removing erroneous information.\r\n\r\nOnce you see all of your debts, then you can begin to make some changes.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>2. Reduce Your Debt</h3>\r\nAfter reviewing your free credit report, identify the smallest debts and pay those down first. Even if you can only budget an additional $10 towards each bill payment, the effort is what matters here.\r\n\r\nIf you have big credit card balances, call your credit card companies to ask for your limit to be raised. The point isn’t to charge more, but instead, to increase your debt ratio, which is basically the difference between what you owe and what you’ve been allowed to borrow.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>3. Set Payment Reminders</h3>\r\nMissing payments and making late payments are quick ways to lower your score. Set payment reminders or auto-deduct when and where you can so you can avoid the possibility of late payments.\r\n\r\nIf you plan to always pay the minimum payment on a credit card, visit their site to set up recurring payments. If you find yourself rushing to the bank to make a loan payment on or after the due date, inquire about setting up auto-deductions.\r\n\r\nYou can often choose the day the funds will be drafted out of your account. Many people choose the day after payday to ensure funds are available.\r\n<span style=\"color: #ffffff;\">-</span>\r\n<h3>4. Open A Credit Card</h3>\r\nOnce a free credit report is requested and reviewed, many people find that their issue isn’t bad credit, but actually a lack of credit history.\r\n\r\nIn this instance, it may be a good idea to visit your local bank or credit union and inquire about opening a line of credit for the purpose of improving your credit history.\r\n\r\nThe key is to use it for small purchases and then pay it back each month just to keep the account open and the balance low. In 6-8 months, ask for a new credit report and see the difference.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find more information about your life insurance options.','4 Tips To Improve Your Credit Score','','inherit','closed','closed','','457-revision-v1','','','2023-03-21 14:48:15','2023-03-21 14:48:15','',457,'http://cmdev-site1.com/?p=460',0,'revision','',0),(461,3,'2023-03-21 14:58:19','0000-00-00 00:00:00','<span style=\"font-size: 8pt;\">By Stacy Williams\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n\r\nWater makes up sixty percent of your body weight. Although there is recent scientific evidence showing that people may not necessarily need the eight glasses of water a day, there are still numerous health reasons to continue drinking plenty of water.\r\n\r\nThe following are signs you may not be getting enough water every day:\r\n<ol>\r\n 	<li><strong>Dry Mouth – </strong>Most people have experienced a dry mouth feeling, but before you reach for that soda to quench your thirst, know that sugary drinks will only be a temporary fix and you will soon feel thirsty once again. It is important to drink water in order to keep the mucus membranes in your mouth and throat lubricated and enable saliva to be produced. Saliva is needed for multiple reasons like neutralizing acids, protecting the mouth against ulcers and sores, and assisting with eating and speaking.\r\n<span style=\"color: #ffffff;\">-</span>\r\nDry mouth is also a very common problem in the elderly, due to prescription medicines. If you are experiencing dry mouth with medication, be sure to advise your physician. There may be an alternate medication you can take or your doctor may be able to adjust your medication.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Alligator Skin – </strong>Dry skin can be another sign of dehydration, which can be caused by a lack of water and an excess intake of alcoholic beverages. Alcohol dehydrates the entire body. It not only can cause dry mouth but also dry, flaky skin. Drinking plenty of water can also help with preventing breakouts. Even if you are experiencing oily skin, you can still be dehydrated, because dehydration is a sign of lack of water that your body has, not the lack of oil it produces.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Dry Eyes – </strong>Being dehydrated can also have an effect on your eyes. It can cause the tear ducts in your eyes to dry up, as well as cause your eyes to appear bloodshot. If you wear contacts, dry eyes can certainly be a miserable feeling. It’s an important reason to drink plenty of water.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Joint Pain – </strong>Water is essential in providing a cushion between joints and keeping your bones from grinding against each other. In fact, the cartilage and spinal discs within your body are made up of about 80% water. It’s important to stay hydrated for bone and joint health.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Loss Of Muscle Mass – </strong>Because the muscles in your body are made up of mostly water, it is important you stay hydrated to prevent losing muscle mass. In addition, you should always drink plenty of water before, during, and after exercise or physical activity. This will prevent muscle cramps, inflammation, and soreness. It can also give you greater endurance as you work out.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Toxicity – </strong>Drinking plenty of water helps rid your body of toxins. As the organs in your body work to filter out toxins, they need to stay hydrated in order to work properly. If your body begins to be dehydrated, your organs will start to pull water from stored areas in your body, such as your blood. This can lead to health problems since your body is not able to sufficiently flush toxins from your body.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Lack Of Stamina – </strong>When you are dehydrated, you tend to feel fatigued and lethargic. This is because your body will take water from where it can find it. Without the proper fluids flowing through the bloodstream, the body is not able to carry oxygen to your brain. This can lead to fatigue and a lack of energy. You must hydrate with plenty of water in order to feel healthy and energetic.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Hunger – </strong>If you wake up feeling like you need a midnight snack, it may be because you are actually dehydrated. Drinking water will help put the body through a cleansing process as it purifies the system. However, if you choose to satisfy your overnight cravings with food instead, you actually make your body work harder by trying to digest the food while you sleep.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Constipation – </strong>Not only do you need to get an adequate amount of fiber in your diet and plenty of exercise to prevent constipation, water is essential to help with digestion and moving food through the intestines. When you become dehydrated, you can experience constipation, which can lead to many other problems.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Premature Aging – </strong>One of the best anti-aging secrets you will find is drinking water. Staying hydrated and drinking plenty of water helps prevent your skin from becoming dry, tight, and flaky. It also keeps your skin supple, resilient, and less prone to wrinkling. Additionally, not only can staying hydrated significantly stave off signs of aging on the outside, but it can also prevent internal aging as well.</li>\r\n</ol>\r\nSo how much water should you be drinking?\r\n\r\nThe Institute of Medicine’s Food and Nutrition Board recommends that women need 91 ounces daily of water from foods and drinks, and men should consume 125 ounces.\r\n\r\nInstead of grabbing a soda, grab a bottle of water so you can look and feel healthier.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','10 Signs You May Not Be Drinking Enough Water','','draft','open','open','','','','','2023-03-21 14:58:19','2023-03-21 14:58:19','',0,'http://cmdev-site1.com/?p=461',0,'post','',0),(462,3,'2023-03-21 14:53:12','2023-03-21 14:53:12','<span style=\"font-size: 8pt;\">By Stacy Williams\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n\r\nWater makes up sixty percent of your body weight. Although there is recent scientific evidence showing that people may not necessarily need the eight glasses of water a day, there are still numerous health reasons to continue drinking plenty of water.\r\n\r\nThe following are signs you may not be getting enough water every day:\r\n<ol>\r\n 	<li><strong>Dry Mouth – </strong>Most people have experienced a dry mouth feeling, but before you reach for that soda to quench your thirst, know that sugary drinks will only be a temporary fix and you will soon feel thirsty once again. It is important to drink water in order to keep the mucus membranes in your mouth and throat lubricated and enable saliva to be produced. Saliva is needed for multiple reasons like neutralizing acids, protecting the mouth against ulcers and sores, and assisting with eating and speaking.\r\n\r\nDry mouth is also a very common problem in the elderly, due to prescription medicines. If you are experiencing dry mouth with medication, be sure to advise your physician. There may be an alternate medication you can take or your doctor may be able to adjust your medication.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Alligator Skin – </strong>Dry skin can be another sign of dehydration, which can be caused by a lack of water and an excess intake of alcoholic beverages. Alcohol dehydrates the entire body. It not only can cause dry mouth but also dry, flaky skin. Drinking plenty of water can also help with preventing breakouts. Even if you are experiencing oily skin, you can still be dehydrated, because dehydration is a sign of lack of water that your body has, not the lack of oil it produces.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Dry Eyes – </strong>Being dehydrated can also have an effect on your eyes. It can cause the tear ducts in your eyes to dry up, as well as cause your eyes to appear bloodshot. If you wear contacts, dry eyes can certainly be a miserable feeling. It’s an important reason to drink plenty of water.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Joint Pain – </strong>Water is essential in providing a cushion between joints and keeping your bones from grinding against each other. In fact, the cartilage and spinal discs within your body are made up of about 80% water. It’s important to stay hydrated for bone and joint health.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Loss Of Muscle Mass – </strong>Because the muscles in your body are made up of mostly water, it is important you stay hydrated to prevent losing muscle mass. In addition, you should always drink plenty of water before, during, and after exercise or physical activity. This will prevent muscle cramps, inflammation, and soreness. It can also give you greater endurance as you work out.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Toxicity – </strong>Drinking plenty of water helps rid your body of toxins. As the organs in your body work to filter out toxins, they need to stay hydrated in order to work properly. If your body begins to be dehydrated, your organs will start to pull water from stored areas in your body, such as your blood. This can lead to health problems since your body is not able to sufficiently flush toxins from your body.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Lack Of Stamina – </strong>When you are dehydrated, you tend to feel fatigued and lethargic. This is because your body will take water from where it can find it. Without the proper fluids flowing through the bloodstream, the body is not able to carry oxygen to your brain. This can lead to fatigue and a lack of energy. You must hydrate with plenty of water in order to feel healthy and energetic.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Hunger – </strong>If you wake up feeling like you need a midnight snack, it may be because you are actually dehydrated. Drinking water will help put the body through a cleansing process as it purifies the system. However, if you choose to satisfy your overnight cravings with food instead, you actually make your body work harder by trying to digest the food while you sleep.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Constipation – </strong>Not only do you need to get an adequate amount of fiber in your diet and plenty of exercise to prevent constipation, water is essential to help with digestion and moving food through the intestines. When you become dehydrated, you can experience constipation, which can lead to many other problems.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Premature Aging – </strong>One of the best anti-aging secrets you will find is drinking water. Staying hydrated and drinking plenty of water helps prevent your skin from becoming dry, tight, and flaky. It also keeps your skin supple, resilient, and less prone to wrinkling. Additionally, not only can staying hydrated significantly stave off signs of aging on the outside, but it can also prevent internal aging as well.</li>\r\n</ol>\r\nSo how much water should you be drinking?\r\n\r\nThe Institute of Medicine’s Food and Nutrition Board recommends that women need 91 ounces daily of water from foods and drinks, and men should consume 125 ounces. Instead of grabbing a soda, grab a bottle of water so you can look and feel healthier.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','10 Signs You May Not Be Drinking Enough Water','','inherit','closed','closed','','461-revision-v1','','','2023-03-21 14:53:12','2023-03-21 14:53:12','',461,'http://cmdev-site1.com/?p=462',0,'revision','',0),(463,3,'2023-03-21 14:53:37','2023-03-21 14:53:37','<span style=\"font-size: 8pt;\">By Stacy Williams\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n\r\nWater makes up sixty percent of your body weight. Although there is recent scientific evidence showing that people may not necessarily need the eight glasses of water a day, there are still numerous health reasons to continue drinking plenty of water.\r\n\r\nThe following are signs you may not be getting enough water every day:\r\n<ol>\r\n 	<li><strong>Dry Mouth – </strong>Most people have experienced a dry mouth feeling, but before you reach for that soda to quench your thirst, know that sugary drinks will only be a temporary fix and you will soon feel thirsty once again. It is important to drink water in order to keep the mucus membranes in your mouth and throat lubricated and enable saliva to be produced. Saliva is needed for multiple reasons like neutralizing acids, protecting the mouth against ulcers and sores, and assisting with eating and speaking.\r\n<span style=\"color: #ffffff;\">-</span>\r\nDry mouth is also a very common problem in the elderly, due to prescription medicines. If you are experiencing dry mouth with medication, be sure to advise your physician. There may be an alternate medication you can take or your doctor may be able to adjust your medication.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Alligator Skin – </strong>Dry skin can be another sign of dehydration, which can be caused by a lack of water and an excess intake of alcoholic beverages. Alcohol dehydrates the entire body. It not only can cause dry mouth but also dry, flaky skin. Drinking plenty of water can also help with preventing breakouts. Even if you are experiencing oily skin, you can still be dehydrated, because dehydration is a sign of lack of water that your body has, not the lack of oil it produces.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Dry Eyes – </strong>Being dehydrated can also have an effect on your eyes. It can cause the tear ducts in your eyes to dry up, as well as cause your eyes to appear bloodshot. If you wear contacts, dry eyes can certainly be a miserable feeling. It’s an important reason to drink plenty of water.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Joint Pain – </strong>Water is essential in providing a cushion between joints and keeping your bones from grinding against each other. In fact, the cartilage and spinal discs within your body are made up of about 80% water. It’s important to stay hydrated for bone and joint health.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Loss Of Muscle Mass – </strong>Because the muscles in your body are made up of mostly water, it is important you stay hydrated to prevent losing muscle mass. In addition, you should always drink plenty of water before, during, and after exercise or physical activity. This will prevent muscle cramps, inflammation, and soreness. It can also give you greater endurance as you work out.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Toxicity – </strong>Drinking plenty of water helps rid your body of toxins. As the organs in your body work to filter out toxins, they need to stay hydrated in order to work properly. If your body begins to be dehydrated, your organs will start to pull water from stored areas in your body, such as your blood. This can lead to health problems since your body is not able to sufficiently flush toxins from your body.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Lack Of Stamina – </strong>When you are dehydrated, you tend to feel fatigued and lethargic. This is because your body will take water from where it can find it. Without the proper fluids flowing through the bloodstream, the body is not able to carry oxygen to your brain. This can lead to fatigue and a lack of energy. You must hydrate with plenty of water in order to feel healthy and energetic.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Hunger – </strong>If you wake up feeling like you need a midnight snack, it may be because you are actually dehydrated. Drinking water will help put the body through a cleansing process as it purifies the system. However, if you choose to satisfy your overnight cravings with food instead, you actually make your body work harder by trying to digest the food while you sleep.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Constipation – </strong>Not only do you need to get an adequate amount of fiber in your diet and plenty of exercise to prevent constipation, water is essential to help with digestion and moving food through the intestines. When you become dehydrated, you can experience constipation, which can lead to many other problems.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Premature Aging – </strong>One of the best anti-aging secrets you will find is drinking water. Staying hydrated and drinking plenty of water helps prevent your skin from becoming dry, tight, and flaky. It also keeps your skin supple, resilient, and less prone to wrinkling. Additionally, not only can staying hydrated significantly stave off signs of aging on the outside, but it can also prevent internal aging as well.</li>\r\n</ol>\r\nSo how much water should you be drinking?\r\n\r\nThe Institute of Medicine’s Food and Nutrition Board recommends that women need 91 ounces daily of water from foods and drinks, and men should consume 125 ounces. Instead of grabbing a soda, grab a bottle of water so you can look and feel healthier.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','10 Signs You May Not Be Drinking Enough Water','','inherit','closed','closed','','461-revision-v1','','','2023-03-21 14:53:37','2023-03-21 14:53:37','',461,'http://cmdev-site1.com/?p=463',0,'revision','',0),(464,3,'2023-03-21 14:57:35','2023-03-21 14:57:35','Water before breakfast. Slim and fit woman with many little braids drinking water before having breakfast','Slim and fit woman drinking water before having breakfast','','inherit','open','closed','','slim-and-fit-woman-drinking-water-before-having-breakfast','','','2023-03-21 14:57:47','2023-03-21 14:57:47','',461,'http://cmdev-site1.com/wp-content/uploads/2023/03/Slim-and-fit-woman-drinking-water-before-having-breakfast-1000x667-1.jpg',0,'attachment','image/jpeg',0),(465,3,'2023-03-21 14:58:19','2023-03-21 14:58:19','<span style=\"font-size: 8pt;\">By Stacy Williams\r\n<span style=\"color: #ffffff;\">-</span></span>\r\n\r\nWater makes up sixty percent of your body weight. Although there is recent scientific evidence showing that people may not necessarily need the eight glasses of water a day, there are still numerous health reasons to continue drinking plenty of water.\r\n\r\nThe following are signs you may not be getting enough water every day:\r\n<ol>\r\n 	<li><strong>Dry Mouth – </strong>Most people have experienced a dry mouth feeling, but before you reach for that soda to quench your thirst, know that sugary drinks will only be a temporary fix and you will soon feel thirsty once again. It is important to drink water in order to keep the mucus membranes in your mouth and throat lubricated and enable saliva to be produced. Saliva is needed for multiple reasons like neutralizing acids, protecting the mouth against ulcers and sores, and assisting with eating and speaking.\r\n<span style=\"color: #ffffff;\">-</span>\r\nDry mouth is also a very common problem in the elderly, due to prescription medicines. If you are experiencing dry mouth with medication, be sure to advise your physician. There may be an alternate medication you can take or your doctor may be able to adjust your medication.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Alligator Skin – </strong>Dry skin can be another sign of dehydration, which can be caused by a lack of water and an excess intake of alcoholic beverages. Alcohol dehydrates the entire body. It not only can cause dry mouth but also dry, flaky skin. Drinking plenty of water can also help with preventing breakouts. Even if you are experiencing oily skin, you can still be dehydrated, because dehydration is a sign of lack of water that your body has, not the lack of oil it produces.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Dry Eyes – </strong>Being dehydrated can also have an effect on your eyes. It can cause the tear ducts in your eyes to dry up, as well as cause your eyes to appear bloodshot. If you wear contacts, dry eyes can certainly be a miserable feeling. It’s an important reason to drink plenty of water.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Joint Pain – </strong>Water is essential in providing a cushion between joints and keeping your bones from grinding against each other. In fact, the cartilage and spinal discs within your body are made up of about 80% water. It’s important to stay hydrated for bone and joint health.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Loss Of Muscle Mass – </strong>Because the muscles in your body are made up of mostly water, it is important you stay hydrated to prevent losing muscle mass. In addition, you should always drink plenty of water before, during, and after exercise or physical activity. This will prevent muscle cramps, inflammation, and soreness. It can also give you greater endurance as you work out.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Toxicity – </strong>Drinking plenty of water helps rid your body of toxins. As the organs in your body work to filter out toxins, they need to stay hydrated in order to work properly. If your body begins to be dehydrated, your organs will start to pull water from stored areas in your body, such as your blood. This can lead to health problems since your body is not able to sufficiently flush toxins from your body.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Lack Of Stamina – </strong>When you are dehydrated, you tend to feel fatigued and lethargic. This is because your body will take water from where it can find it. Without the proper fluids flowing through the bloodstream, the body is not able to carry oxygen to your brain. This can lead to fatigue and a lack of energy. You must hydrate with plenty of water in order to feel healthy and energetic.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Hunger – </strong>If you wake up feeling like you need a midnight snack, it may be because you are actually dehydrated. Drinking water will help put the body through a cleansing process as it purifies the system. However, if you choose to satisfy your overnight cravings with food instead, you actually make your body work harder by trying to digest the food while you sleep.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Constipation – </strong>Not only do you need to get an adequate amount of fiber in your diet and plenty of exercise to prevent constipation, water is essential to help with digestion and moving food through the intestines. When you become dehydrated, you can experience constipation, which can lead to many other problems.\r\n<span style=\"color: #ffffff;\">-</span></li>\r\n 	<li><strong>Premature Aging – </strong>One of the best anti-aging secrets you will find is drinking water. Staying hydrated and drinking plenty of water helps prevent your skin from becoming dry, tight, and flaky. It also keeps your skin supple, resilient, and less prone to wrinkling. Additionally, not only can staying hydrated significantly stave off signs of aging on the outside, but it can also prevent internal aging as well.</li>\r\n</ol>\r\nSo how much water should you be drinking?\r\n\r\nThe Institute of Medicine’s Food and Nutrition Board recommends that women need 91 ounces daily of water from foods and drinks, and men should consume 125 ounces.\r\n\r\nInstead of grabbing a soda, grab a bottle of water so you can look and feel healthier.\r\n\r\nConsult one of our licensed insurance professionals at <a href=\"tel:17132543439\" target=\"_blank\" rel=\"noopener\">713.254.3439</a> or email us at <a href=\"mailto:Info@JSuttonFinancial.com\" target=\"_blank\" rel=\"noopener\">Info@JSuttonFinancial.com</a> to find out more information about your life insurance options.','10 Signs You May Not Be Drinking Enough Water','','inherit','closed','closed','','461-revision-v1','','','2023-03-21 14:58:19','2023-03-21 14:58:19','',461,'http://cmdev-site1.com/?p=465',0,'revision','',0),(467,3,'2023-03-22 13:06:36','2023-03-22 13:06:36','','Downtown Houston skyline','Downtown Houston skyline in Texas USA at twilight','inherit','open','closed','','downtown-houston-skyline','','','2023-03-22 13:06:36','2023-03-22 13:06:36','',0,'http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500.jpg',0,'attachment','image/jpeg',0),(550,3,'2023-03-31 11:58:20','2023-03-31 11:58:20','','j sutton logo white no background','','inherit','open','closed','','j-sutton-logo-white-no-background','','','2023-03-31 11:58:20','2023-03-31 11:58:20','',0,'http://cmdev-site1.com/wp-content/uploads/2023/03/j-sutton-logo-white-no-background.png',0,'attachment','image/png',0),(486,3,'2023-03-24 15:32:26','2023-03-24 15:32:26','{\n    \"site_icon\": {\n        \"value\": 196,\n        \"type\": \"option\",\n        \"user_id\": 3,\n        \"date_modified_gmt\": \"2023-03-24 15:32:26\"\n    }\n}','','','trash','closed','closed','','f0f384b9-4e9d-4aad-9645-b01377c6d613','','','2023-03-24 15:32:26','2023-03-24 15:32:26','',0,'http://cmdev-site1.com/2023/03/24/f0f384b9-4e9d-4aad-9645-b01377c6d613/',0,'customize_changeset','',0),(491,1,'2023-03-26 18:37:26','2023-03-26 18:37:26','[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"||376px|||\" global_colors_info=\"{}\"][et_pb_fullwidth_menu _builder_version=\"4.20.2\" _module_preset=\"default\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_fullwidth_menu][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/New-Website-Header-No-Verbage-scaled.jpg\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\"][et_pb_column _builder_version=\"4.20.2\" _module_preset=\"default\" type=\"4_4\"][et_pb_button _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" custom_margin=\"|auto|-52px|auto||\" custom_padding=\"24px||146px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_font_size=\"54px\" custom_margin=\"||27px||false|false\" global_colors_info=\"{}\"]<h2><span style=\"color: #ffffff;\">Planning for a <em>better </em>financial future</span></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3><span style=\"color: #000000;\">We\'re unlike other life insurance experiences you\'ve had.</span></h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span style=\"color: rgba(0, 0, 0, 0.85);\">J. Sutton Financial offers an easy way to get pricing for dependable and affordable term life insurance policy to help financially protect the people that are important to you. </span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2><strong>How much life insurance do you need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><!-- [et_pb_line_break_holder] --> This is a placeholder for the coming form.  <!-- [et_pb_line_break_holder] --></p><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" min_height=\"377.5px\" custom_padding=\"4px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/AdobeStock_379114373-scaled.jpg\" title_text=\"Young happy couple video call to family with laptop computer at\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>We have your back. And american income life has ours.</h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Sutton Financial offers Term Life, Whole Life and AD&amp;D (Accidental Death &amp; Dismemberment) insurance coverage issued by American Income Life, one of the country’s oldest insurers, or its subsidiary Globe Life. As a J. Sutton policyholder, you’ll get to enjoy the personal attention of a modern<br />life insurance agency and the feeling of comfort that<br />comes from having coverage you can trust.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. When I spoke to Justin, he broke down the entire process for me. I had such a great experience I doubled my coverage within a month of signing up.\"</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 18:37:26','2023-03-26 18:37:26','',138,'http://cmdev-site1.com/?p=491',0,'revision','',0),(494,1,'2023-03-26 18:39:15','2023-03-26 18:39:15','[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"||376px|||\" global_colors_info=\"{}\"][et_pb_fullwidth_menu _builder_version=\"4.20.2\" _module_preset=\"default\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_fullwidth_menu][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/New-Website-Header-No-Verbage-scaled.jpg\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" custom_margin=\"|auto|-52px|auto||\" custom_padding=\"24px||146px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_font_size=\"54px\" custom_margin=\"||27px||false|false\" global_colors_info=\"{}\"]<h2><span style=\"color: #ffffff;\">Planning for a <em>better </em>financial future</span></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3><span style=\"color: #000000;\">We\'re unlike other life insurance experiences you\'ve had.</span></h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span style=\"color: rgba(0, 0, 0, 0.85);\">J. Sutton Financial offers an easy way to get pricing for dependable and affordable term life insurance policy to help financially protect the people that are important to you. </span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2><strong>How much life insurance do you need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><!-- [et_pb_line_break_holder] --> This is a placeholder for the coming form.  <!-- [et_pb_line_break_holder] --></p><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" min_height=\"377.5px\" custom_padding=\"4px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/AdobeStock_379114373-scaled.jpg\" title_text=\"Young happy couple video call to family with laptop computer at\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>We have your back. And american income life has ours.</h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Sutton Financial offers Term Life, Whole Life and AD&amp;D (Accidental Death &amp; Dismemberment) insurance coverage issued by American Income Life, one of the country’s oldest insurers, or its subsidiary Globe Life. As a J. Sutton policyholder, you’ll get to enjoy the personal attention of a modern<br />life insurance agency and the feeling of comfort that<br />comes from having coverage you can trust.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. When I spoke to Justin, he broke down the entire process for me. I had such a great experience I doubled my coverage within a month of signing up.\"</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 18:39:15','2023-03-26 18:39:15','',138,'http://cmdev-site1.com/?p=494',0,'revision','',0),(493,1,'2023-03-26 18:38:58','2023-03-26 18:38:58','[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"||376px|||\" global_colors_info=\"{}\"][et_pb_fullwidth_menu _builder_version=\"4.20.2\" _module_preset=\"default\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_fullwidth_menu][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/New-Website-Header-No-Verbage-scaled.jpg\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" column_structure=\"1_2,1_2\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" custom_margin=\"|auto|-52px|auto||\" custom_padding=\"24px||146px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_font_size=\"54px\" custom_margin=\"||27px||false|false\" global_colors_info=\"{}\"]<h2><span style=\"color: #ffffff;\">Planning for a <em>better </em>financial future</span></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3><span style=\"color: #000000;\">We\'re unlike other life insurance experiences you\'ve had.</span></h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span style=\"color: rgba(0, 0, 0, 0.85);\">J. Sutton Financial offers an easy way to get pricing for dependable and affordable term life insurance policy to help financially protect the people that are important to you. </span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2><strong>How much life insurance do you need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><!-- [et_pb_line_break_holder] --> This is a placeholder for the coming form.  <!-- [et_pb_line_break_holder] --></p><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" min_height=\"377.5px\" custom_padding=\"4px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/AdobeStock_379114373-scaled.jpg\" title_text=\"Young happy couple video call to family with laptop computer at\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>We have your back. And american income life has ours.</h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Sutton Financial offers Term Life, Whole Life and AD&amp;D (Accidental Death &amp; Dismemberment) insurance coverage issued by American Income Life, one of the country’s oldest insurers, or its subsidiary Globe Life. As a J. Sutton policyholder, you’ll get to enjoy the personal attention of a modern<br />life insurance agency and the feeling of comfort that<br />comes from having coverage you can trust.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. When I spoke to Justin, he broke down the entire process for me. I had such a great experience I doubled my coverage within a month of signing up.\"</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 18:38:58','2023-03-26 18:38:58','',138,'http://cmdev-site1.com/?p=493',0,'revision','',0),(497,1,'2023-03-26 18:56:50','2023-03-26 18:56:50','[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"||364px|||\" global_colors_info=\"{}\"][et_pb_fullwidth_menu _builder_version=\"4.20.2\" _module_preset=\"default\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_fullwidth_menu][et_pb_fullwidth_code _builder_version=\"4.20.2\" _module_preset=\"default\" text_orientation=\"center\" width=\"75%\" max_width=\"75%\" module_alignment=\"center\" global_colors_info=\"{}\"]<h1 style=\"color: #fff\"><!-- [et_pb_line_break_holder] -->J. Sutton Financial, an Independent Agency for American Income Life Insurance Company  <!-- [et_pb_line_break_holder] --></h1><!-- [et_pb_line_break_holder] --><p style=\"color: #fff\"><!-- [et_pb_line_break_holder] -->  J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.<!-- [et_pb_line_break_holder] --></p>[/et_pb_fullwidth_code][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"23px|||||\" hover_enabled=\"0\" global_colors_info=\"{}\" title_text=\"City of Houston Skyline July 4th 2018 with dramatic sunset\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][dsm_button button_one_text=\"Work for Us\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"|auto|27px|auto||\"][et_pb_column _builder_version=\"4.20.2\" _module_preset=\"default\" type=\"4_4\"][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" custom_margin=\"|auto|-52px|auto||\" custom_padding=\"24px||146px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_font_size=\"54px\" custom_margin=\"||27px||false|false\" global_colors_info=\"{}\"]<h2><span style=\"color: #ffffff;\">Planning for a <em>better </em>financial future</span></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3><span style=\"color: #000000;\">We\'re unlike other life insurance experiences you\'ve had.</span></h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span style=\"color: rgba(0, 0, 0, 0.85);\">J. Sutton Financial offers an easy way to get pricing for dependable and affordable term life insurance policy to help financially protect the people that are important to you. </span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2><strong>How much life insurance do you need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><!-- [et_pb_line_break_holder] --> This is a placeholder for the coming form.  <!-- [et_pb_line_break_holder] --></p><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" min_height=\"377.5px\" custom_padding=\"4px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/AdobeStock_379114373-scaled.jpg\" title_text=\"Young happy couple video call to family with laptop computer at\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>We have your back. And american income life has ours.</h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Sutton Financial offers Term Life, Whole Life and AD&amp;D (Accidental Death &amp; Dismemberment) insurance coverage issued by American Income Life, one of the country’s oldest insurers, or its subsidiary Globe Life. As a J. Sutton policyholder, you’ll get to enjoy the personal attention of a modern<br />life insurance agency and the feeling of comfort that<br />comes from having coverage you can trust.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. When I spoke to Justin, he broke down the entire process for me. I had such a great experience I doubled my coverage within a month of signing up.\"</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 18:56:50','2023-03-26 18:56:50','',138,'http://cmdev-site1.com/?p=497',0,'revision','',0),(496,1,'2023-03-26 18:54:34','2023-03-26 18:54:34','[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"||376px|||\" global_colors_info=\"{}\"][et_pb_fullwidth_menu _builder_version=\"4.20.2\" _module_preset=\"default\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_fullwidth_menu][et_pb_fullwidth_code _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" text_orientation=\"center\" module_alignment=\"center\" width=\"75%\" max_width=\"75%\"]<h1 style=\"color: #fff\"><!-- [et_pb_line_break_holder] -->J. Sutton Financial, an Independent Agency for American Income Life Insurance Company  <!-- [et_pb_line_break_holder] --></h1><!-- [et_pb_line_break_holder] --><p style=\"color: #fff\"><!-- [et_pb_line_break_holder] -->  J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.<!-- [et_pb_line_break_holder] --></p>[/et_pb_fullwidth_code][et_pb_fullwidth_code _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" text_orientation=\"center\" module_alignment=\"center\" width=\"75%\" max_width=\"75%\" border_radii=\"off|10px|||\"]<button><!-- [et_pb_line_break_holder] -->  Learn More<!-- [et_pb_line_break_holder] --></button>[/et_pb_fullwidth_code][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/New-Website-Header-No-Verbage-scaled.jpg\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" button_one_text=\"Learn More\"][/dsm_button][dsm_button _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" button_one_text=\"Work for Us\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" custom_margin=\"|auto|-52px|auto||\" custom_padding=\"24px||146px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_font_size=\"54px\" custom_margin=\"||27px||false|false\" global_colors_info=\"{}\"]<h2><span style=\"color: #ffffff;\">Planning for a <em>better </em>financial future</span></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3><span style=\"color: #000000;\">We\'re unlike other life insurance experiences you\'ve had.</span></h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span style=\"color: rgba(0, 0, 0, 0.85);\">J. Sutton Financial offers an easy way to get pricing for dependable and affordable term life insurance policy to help financially protect the people that are important to you. </span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2><strong>How much life insurance do you need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><!-- [et_pb_line_break_holder] --> This is a placeholder for the coming form.  <!-- [et_pb_line_break_holder] --></p><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" min_height=\"377.5px\" custom_padding=\"4px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/AdobeStock_379114373-scaled.jpg\" title_text=\"Young happy couple video call to family with laptop computer at\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>We have your back. And american income life has ours.</h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Sutton Financial offers Term Life, Whole Life and AD&amp;D (Accidental Death &amp; Dismemberment) insurance coverage issued by American Income Life, one of the country’s oldest insurers, or its subsidiary Globe Life. As a J. Sutton policyholder, you’ll get to enjoy the personal attention of a modern<br />life insurance agency and the feeling of comfort that<br />comes from having coverage you can trust.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. When I spoke to Justin, he broke down the entire process for me. I had such a great experience I doubled my coverage within a month of signing up.\"</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 18:54:34','2023-03-26 18:54:34','',138,'http://cmdev-site1.com/?p=496',0,'revision','',0),(502,1,'2023-03-26 19:17:53','2023-03-26 19:17:53','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"23px|||||\" global_colors_info=\"{}\" custom_margin=\"||9px|||\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" active_link_color=\"#3f3f3f\" menu_text_color=\"#000000\" menu_font_size=\"18px\" background_enable_color=\"off\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" typing_effect=\", an Independent Agency for American Income Life Insurance Company  \" sticky_enabled=\"0\" header_text_color=\"#FFFFFF\" before_new_line=\"off\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" sticky_enabled=\"0\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" button_two_text=\"Work for Us\" sticky_enabled=\"0\" button_alignment=\"center\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_lightbox_close_color=\"#FFFFFF\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_bg_enable_color=\"on\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_bg_enable_color=\"on\" button_two_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" button_two_border_radius=\"14px\" button_two_border_width=\"0px\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\" column_structure=\"1_2,1_2\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image _builder_version=\"4.20.2\" _module_preset=\"default\" title_text=\"Umbrella Roll in Icon\" src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" hover_enabled=\"0\" sticky_enabled=\"0\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"||18px|||\" custom_padding=\"102px|||||\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_margin=\"-7px|||||\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. When I spoke to Justin, he broke down the entire process for me. I had such a great experience I doubled my coverage within a month of signing up.\"</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 19:17:53','2023-03-26 19:17:53','',138,'http://cmdev-site1.com/?p=502',0,'revision','',0),(500,1,'2023-03-26 19:09:06','2023-03-26 19:09:06','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_menu _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" typing_effect=\", an Independent Agency for American Income Life Insurance Company  \" sticky_enabled=\"0\" header_text_color=\"#FFFFFF\" before_new_line=\"off\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" sticky_enabled=\"0\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" button_two_text=\"Work for Us\" sticky_enabled=\"0\" button_alignment=\"center\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_lightbox_close_color=\"#FFFFFF\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_bg_enable_color=\"on\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_bg_enable_color=\"on\" button_two_border_color=\"RGBA(255,255,255,0)\"][/dsm_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" custom_margin=\"|auto|-52px|auto||\" custom_padding=\"24px||146px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_font_size=\"54px\" custom_margin=\"||27px||false|false\" global_colors_info=\"{}\"]<h2><span style=\"color: #ffffff;\">Planning for a <em>better </em>financial future</span></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3><span style=\"color: #000000;\">We\'re unlike other life insurance experiences you\'ve had.</span></h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span style=\"color: rgba(0, 0, 0, 0.85);\">J. Sutton Financial offers an easy way to get pricing for dependable and affordable term life insurance policy to help financially protect the people that are important to you. </span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2><strong>How much life insurance do you need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><!-- [et_pb_line_break_holder] --> This is a placeholder for the coming form.  <!-- [et_pb_line_break_holder] --></p><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" min_height=\"377.5px\" custom_padding=\"4px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/AdobeStock_379114373-scaled.jpg\" title_text=\"Young happy couple video call to family with laptop computer at\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>We have your back. And american income life has ours.</h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Sutton Financial offers Term Life, Whole Life and AD&amp;D (Accidental Death &amp; Dismemberment) insurance coverage issued by American Income Life, one of the country’s oldest insurers, or its subsidiary Globe Life. As a J. Sutton policyholder, you’ll get to enjoy the personal attention of a modern<br />life insurance agency and the feeling of comfort that<br />comes from having coverage you can trust.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. When I spoke to Justin, he broke down the entire process for me. I had such a great experience I doubled my coverage within a month of signing up.\"</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 19:09:06','2023-03-26 19:09:06','',138,'http://cmdev-site1.com/?p=500',0,'revision','',0),(499,1,'2023-03-26 19:00:30','2023-03-26 19:00:30','[et_pb_section fb_built=\"1\" fullwidth=\"on\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"||364px|||\" global_colors_info=\"{}\"][et_pb_fullwidth_menu _builder_version=\"4.20.2\" _module_preset=\"default\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_fullwidth_menu][et_pb_fullwidth_code _builder_version=\"4.20.2\" _module_preset=\"default\" text_orientation=\"center\" width=\"75%\" max_width=\"75%\" module_alignment=\"center\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" admin_label=\"Fullwidth Code\"]<h1 style=\"color: #fff\"><!-- [et_pb_line_break_holder] -->J. Sutton Financial, an Independent Agency for American Income Life Insurance Company  <!-- [et_pb_line_break_holder] --></h1><!-- [et_pb_line_break_holder] --><p style=\"color: #fff\"><!-- [et_pb_line_break_holder] -->  J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.<!-- [et_pb_line_break_holder] --></p>[/et_pb_fullwidth_code][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\"][et_pb_column _builder_version=\"4.20.2\" _module_preset=\"default\" type=\"4_4\"][dsm_menu _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/dsm_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\"][et_pb_column _builder_version=\"4.20.2\" _module_preset=\"default\" type=\"4_4\"][dsm_typing_effect _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" before_typing_effect=\"J. Sutton Financial\" after_typing_effect=\"an Independent Agency for American Income Life Insurance Company  \"][/dsm_typing_effect][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" admin_label=\"Text\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][dsm_button button_one_text=\"Work for Us\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" custom_margin=\"|auto|-52px|auto||\" custom_padding=\"24px||146px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_font_size=\"54px\" custom_margin=\"||27px||false|false\" global_colors_info=\"{}\"]<h2><span style=\"color: #ffffff;\">Planning for a <em>better </em>financial future</span></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3><span style=\"color: #000000;\">We\'re unlike other life insurance experiences you\'ve had.</span></h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span style=\"color: rgba(0, 0, 0, 0.85);\">J. Sutton Financial offers an easy way to get pricing for dependable and affordable term life insurance policy to help financially protect the people that are important to you. </span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2><strong>How much life insurance do you need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><!-- [et_pb_line_break_holder] --> This is a placeholder for the coming form.  <!-- [et_pb_line_break_holder] --></p><!-- [et_pb_line_break_holder] -->[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" min_height=\"377.5px\" custom_padding=\"4px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/AdobeStock_379114373-scaled.jpg\" title_text=\"Young happy couple video call to family with laptop computer at\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h3>We have your back. And american income life has ours.</h3>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Sutton Financial offers Term Life, Whole Life and AD&amp;D (Accidental Death &amp; Dismemberment) insurance coverage issued by American Income Life, one of the country’s oldest insurers, or its subsidiary Globe Life. As a J. Sutton policyholder, you’ll get to enjoy the personal attention of a modern<br />life insurance agency and the feeling of comfort that<br />comes from having coverage you can trust.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" position_origin_r=\"top_right\" custom_margin=\"45px||45px||false|false\" global_colors_info=\"{}\"]<h3 style=\"text-align: left;\">Just because something is essential, doesn’t mean it has to cost more than a cup of coffee.</h3>\n<h4 style=\"text-align: left;\">Your policy could start at just .67¢ a day.</h4>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Two-Cups-of-coffee-to-go-scaled.jpg\" title_text=\"4463273 Two white paper cups of coffee on wooden table.\" align=\"right\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"54%\" max_width=\"83%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Cell-phone-subscribe-photo-New-Green-b3d04e-and-new-blue-3e5ac0.png\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_enable_image=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_signup title=\"Share your email with us and every few weeks we\'ll send some life wisdom your way. \" button_text=\"Subscribe to our Newsletter!\" _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"282px\" global_colors_info=\"{}\"][/et_pb_signup][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||-63px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog fullwidth=\"off\" posts_number=\"3\" include_categories=\"5\" use_manual_excerpt=\"off\" show_more=\"on\" show_author=\"off\" show_date=\"off\" show_categories=\"off\" show_excerpt=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(0,0,0,0.05)\" global_colors_info=\"{}\"][et_pb_row admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<h2>Our promise to you:</h2>\n<ul>\n<li>We promise to provide dependable coverage backed by an industry leader</li>\n<li>We promise to treat you like more than just a policy number</li>\n<li>We will never stop learning and looking for ways to improve.</li>\n<li>We promise to provide you with support that\'s knowledgeable, caring and friendly</li>\n<li>We promise to try to make this insurance thing something you can enjoy.</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"6px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_testimonial author=\"Ehis - Houston, TX\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>\"I have always been curious about how life insurance worked; I knew it was something I wanted because I always hear positive things about it. 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custom_padding=\"61px||0px|||\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px|||||\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" link_font=\"||||on||||dotted\" sticky_enabled=\"0\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_padding=\"0px||0px|||\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.20.2\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. 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Sutton Financial\" typing_effect=\", an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section]','Theme Builder Layout','','inherit','closed','closed','','528-revision-v1','','','2023-03-26 20:03:59','2023-03-26 20:03:59','',528,'http://cmdev-site1.com/?p=529',0,'revision','',0),(542,1,'2023-03-26 20:15:00','2023-03-26 20:15:00','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. 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Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section]','Default Website Template','','inherit','closed','closed','','528-revision-v1','','','2023-03-26 20:15:00','2023-03-26 20:15:00','',528,'http://cmdev-site1.com/?p=542',0,'revision','',0),(530,1,'2023-03-26 20:04:15','2023-03-26 20:04:15','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#000000\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial\" typing_effect=\", an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section]','Default Website Template','','inherit','closed','closed','','528-revision-v1','','','2023-03-26 20:04:15','2023-03-26 20:04:15','',528,'http://cmdev-site1.com/?p=530',0,'revision','',0),(541,1,'2023-03-26 20:14:01','2023-03-26 20:14:01','[et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"61px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Default Website Template','','inherit','closed','closed','','523-revision-v1','','','2023-03-26 20:14:01','2023-03-26 20:14:01','',523,'http://cmdev-site1.com/?p=541',0,'revision','',0),(531,1,'2023-03-26 20:04:15','2023-03-26 20:04:15','[et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" background_color=\"#666666\" sticky_enabled=\"0\" custom_padding=\"61px||0px|||\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px|||||\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" link_font=\"||||on||||dotted\" sticky_enabled=\"0\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_padding=\"0px||0px|||\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.20.2\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Default Website Template','','inherit','closed','closed','','523-revision-v1','','','2023-03-26 20:04:15','2023-03-26 20:04:15','',523,'http://cmdev-site1.com/?p=531',0,'revision','',0),(532,1,'2023-03-26 20:06:06','2023-03-26 20:06:06','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#000000\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial\" typing_effect=\", an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"86px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||103px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"112px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 20:06:06','2023-03-26 20:06:06','',138,'http://cmdev-site1.com/?p=532',0,'revision','',0),(533,1,'2023-03-26 20:06:52','2023-03-26 20:06:52','[et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"61px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" template_type=\"section\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','J. Sutton - Footer Part 1','','publish','closed','closed','','j-sutton-footer-part-1','','','2023-03-26 20:06:52','2023-03-26 20:06:52','',0,'http://cmdev-site1.com/et_pb_layout/j-sutton-footer-part-1/',0,'et_pb_layout','',0),(534,1,'2023-03-26 20:07:12','2023-03-26 20:07:12','[et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" template_type=\"section\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','J. Sutton - Footer Part 2','','publish','closed','closed','','j-sutton-footer-part-2','','','2023-03-26 20:07:12','2023-03-26 20:07:12','',0,'http://cmdev-site1.com/et_pb_layout/j-sutton-footer-part-2/',0,'et_pb_layout','',0),(747,1,'2023-04-04 00:10:45','2023-04-04 00:10:45','[et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,2_3\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"100%\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"66px||66px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"70%\" custom_margin=\"|37px||89px||\" custom_padding=\"33px|1px||||\" animation_style=\"roll\" animation_direction=\"left\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|-20px||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||-17px||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_one_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI2In19@\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _dynamic_attributes=\"button_one_url\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#FFFFFF\" button_one_bg_color=\"#003372\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" box_shadow_style_button_one=\"preset2\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"66px|||||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" header_2_text_align=\"center\" global_colors_info=\"{}\"]<h2><strong>Want To Know How Much Insurance You Need?</strong></h2>[/et_pb_text][et_pb_code _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][gravityform id=\"1\" title=\"false\" description=\"false\" ajax=\"true\"][/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(158,153,153,0.1)\" custom_margin=\"66px|||||\" custom_padding=\"1px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"10px|auto||auto||\" custom_padding=\"66px||66px|||\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_one_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjM4In19@\" button_alignment=\"center\" _builder_version=\"4.20.2\" _dynamic_attributes=\"button_one_url\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#FFFFFF\" button_one_bg_color=\"#003372\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" box_shadow_style_button_one=\"preset2\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"70%\" custom_margin=\"|||0px||\" custom_padding=\"|||0px||\" animation_direction=\"left\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_margin=\"-11px|||||\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"67px||141px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect typing_effect=\"Proudly headquartered in Houston, Texas!\" typing_cursor_color=\"#FFFFFF\" typing_background_color=\"RGBA(255,255,255,0)\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_level=\"h2\" header_text_align=\"center\" typing_text_color=\"#FFFFFF\" custom_margin=\"54px|||||\" global_colors_info=\"{}\"][/dsm_typing_effect][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-04-04 00:10:45','2023-04-04 00:10:45','',138,'http://cmdev-site1.com/?p=747',0,'revision','',0),(536,1,'2023-03-26 20:08:01','2023-03-26 20:08:01','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#000000\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial\" typing_effect=\", an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"86px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||103px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"112px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"61px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 20:08:01','2023-03-26 20:08:01','',138,'http://cmdev-site1.com/?p=536',0,'revision','',0),(537,1,'2023-03-26 20:10:14','2023-03-26 20:10:14','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" column_structure=\"1_4,3_4\"][et_pb_column type=\"1_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" _builder_version=\"4.20.2\" _module_preset=\"default\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"86px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||103px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"112px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"61px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 20:10:14','2023-03-26 20:10:14','',138,'http://cmdev-site1.com/?p=537',0,'revision','',0),(540,1,'2023-03-26 20:11:31','2023-03-26 20:11:31','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"86px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||143px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"112px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"12px|||||\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 20:11:31','2023-03-26 20:11:31','',138,'http://cmdev-site1.com/?p=540',0,'revision','',0),(539,1,'2023-03-26 20:10:46','2023-03-26 20:10:46','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" column_structure=\"1_4,3_4\"][et_pb_column type=\"1_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" _builder_version=\"4.20.2\" _module_preset=\"default\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"25px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"86px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"85px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||143px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"112px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" custom_padding=\"12px|||||\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-26 20:10:46','2023-03-26 20:10:46','',138,'http://cmdev-site1.com/?p=539',0,'revision','',0),(740,1,'2023-04-03 23:56:29','2023-04-03 23:56:29','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" min_height=\"700px\" custom_margin=\"||9px|||\" custom_padding=\"23px||62px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" hover_transition_speed_curve=\"ease-out\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"|auto||27px||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" 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custom_padding=\"|||0px|false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_align=\"center\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<h1><span style=\"color: #ffffff;\">J. Sutton Financial, an Independent Agency for American Income Life Insurance Company </span></h1>[/et_pb_text][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" text_orientation=\"center\" custom_padding=\"||0px|||\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][dsm_button button_one_text=\"Learn More\" button_one_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEzOCJ9fQ==@\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _dynamic_attributes=\"button_one_url\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section]','Default Website Template','','inherit','closed','closed','','528-revision-v1','','','2023-04-02 17:52:42','2023-04-02 17:52:42','',528,'http://cmdev-site1.com/?p=579',0,'revision','',0),(544,1,'2023-03-26 20:15:52','2023-03-26 20:15:52','[et_pb_section admin_label=\"section\"]\n			[et_pb_row admin_label=\"row\"]\n				[et_pb_column type=\"4_4\"][et_pb_text admin_label=\"Text\"]<p><!-- wp:heading {\"textAlign\":\"center\"} --></p>\r\n<p><span style=\"background-color: #ffff99;\">BOTTOM OF PAGE: The layout and verbiage are a go. I pulled the photos. They each have a title that matches the job description below.</span></p>\r\n<p>&nbsp;</p>\r\n<h1 class=\"has-text-align-center\" style=\"text-align: center;\">Grow Your Future With Us</h1>\r\n<!-- /wp:heading -->\r\n\r\n<!-- wp:paragraph {\"align\":\"center\"} -->\r\n<h2 style=\"text-align: center;\">Interested in starting your career path and joining our team? <a>Let\'s Talk! </a></h2>\r\n<p>Some insurance companies only care about making money from their insurance policies. But at J. Sutton, we care about people. And Agents who choose to sell our life insurance have an opportunity to make an impact on their clients, their community, their family, and their career. There’s way more to it than meets the eye.</p>\r\n<p>J. Sutton Financial attracts a select group of leaders, entrepreneurs, and high achievers eager to jumpstart their sales careers with a fast-paced and stable company.</p>\r\n<h2 style=\"text-align: center;\">Opportunity <strong>Unlimited</strong></h2>\r\n<p>At J. Sutton Financial, \'Opportunity Unlimited\' means you decide what you are worth. As an independent contractor, you are in control. Your performance determines how much money you make and how far you take your career. Selling our products gives you the opportunity to earn as much as you desire.</p>\r\n<p class=\"has-text-align-center\" style=\"text-align: center;\">Learn about our available openings and how you can join our team today!</p>\r\n<!-- /wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>&nbsp;</p>\r\n<!-- /wp:paragraph -->\r\n\r\n<!-- wp:image {\"id\":43,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} -->\r\n<figure class=\"wp-block-image size-large\"><img class=\"wp-image-43\" src=\"http://cmdev-site1.com/wp-content/uploads/2023/02/Careers-Photo-No-Background-1024x443.png\" alt=\"\" /></figure>\r\n<!-- /wp:image -->\r\n\r\n<!-- wp:paragraph --><!-- /wp:paragraph -->\r\n\r\n<!-- wp:heading {\"textAlign\":\"center\"} -->\r\n<h2 class=\"has-text-align-center\" style=\"text-align: center;\"> </h2>\r\n<!-- /wp:heading -->\r\n\r\n<!-- wp:paragraph {\"align\":\"center\"} --><!-- /wp:paragraph -->[/et_pb_text][/et_pb_column]\n			[/et_pb_row]\n		[/et_pb_section]','Careers','','inherit','closed','closed','','38-revision-v1','','','2023-03-26 20:15:52','2023-03-26 20:15:52','',38,'http://cmdev-site1.com/?p=544',0,'revision','',0),(549,3,'2023-03-28 13:04:56','2023-03-28 13:04:56','{\n    \"site_icon\": {\n        \"value\": 196,\n        \"type\": \"option\",\n        \"user_id\": 3,\n        \"date_modified_gmt\": \"2023-03-28 13:04:56\"\n    }\n}','','','trash','closed','closed','','3e8b6a44-edb0-4688-9005-a30381094fb1','','','2023-03-28 13:04:56','2023-03-28 13:04:56','',0,'http://cmdev-site1.com/2023/03/28/3e8b6a44-edb0-4688-9005-a30381094fb1/',0,'customize_changeset','',0),(548,1,'2023-03-26 20:30:16','2023-03-26 20:30:16','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" column_structure=\"1_3,2_3\"][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image _builder_version=\"4.20.2\" _module_preset=\"default\" alt=\"thought bubbles\" title_text=\"Thought Bubbles\" src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Thought-Bubbles.png\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p><strong>WE ARE HIRING!</strong></p>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>Opportunities with American Income Life is truly unlimited. J. Sutton Financial is currently operating throughout Texas and we are rapidly expanding. We are looking for hard-working, dedicated individuals to join our organization.</p>\n<p>We offer a fun, competitive, family-like atmosphere, with plenty of room for growth.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Careers','','inherit','closed','closed','','38-revision-v1','','','2023-03-26 20:30:16','2023-03-26 20:30:16','',38,'http://cmdev-site1.com/?p=548',0,'revision','',0),(546,1,'2023-03-26 20:17:04','2023-03-26 20:17:04','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_row admin_label=\"row\" _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Text\" _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"]<p><!-- wp:heading {\"textAlign\":\"center\"} --></p>\n<p><strong>WE ARE HIRING!</strong></p>\n<p>&nbsp;</p>\n<h1 class=\"has-text-align-center\" style=\"text-align: center;\">Grow Your Future With Us</h1>\n<p><!-- /wp:heading --></p>\n<p><!-- wp:paragraph {\"align\":\"center\"} --></p>\n<h2 style=\"text-align: center;\">Interested in starting your career path and joining our team? <a>Let\'s Talk! </a></h2>\n<p>Some insurance companies only care about making money from their insurance policies. But at J. Sutton, we care about people. And Agents who choose to sell our life insurance have an opportunity to make an impact on their clients, their community, their family, and their career. There’s way more to it than meets the eye.</p>\n<p>J. Sutton Financial attracts a select group of leaders, entrepreneurs, and high achievers eager to jumpstart their sales careers with a fast-paced and stable company.</p>\n<h2 style=\"text-align: center;\">Opportunity <strong>Unlimited</strong></h2>\n<p>At J. Sutton Financial, \'Opportunity Unlimited\' means you decide what you are worth. As an independent contractor, you are in control. Your performance determines how much money you make and how far you take your career. Selling our products gives you the opportunity to earn as much as you desire.</p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\">Learn about our available openings and how you can join our team today!</p>\n<p><!-- /wp:paragraph --></p>\n<p><!-- wp:paragraph --></p>\n<p>&nbsp;</p>\n<p><!-- /wp:paragraph --></p>\n<p><!-- wp:image {\"id\":43,\"sizeSlug\":\"large\",\"linkDestination\":\"none\"} --></p>\n<figure class=\"wp-block-image size-large\"><img class=\"wp-image-43\" src=\"http://cmdev-site1.com/wp-content/uploads/2023/02/Careers-Photo-No-Background-1024x443.png\" alt=\"\" /></figure>\n<p><!-- /wp:image --></p>\n<p><!-- wp:paragraph --><!-- /wp:paragraph --></p>\n<p><!-- wp:heading {\"textAlign\":\"center\"} --></p>\n<h2 class=\"has-text-align-center\" style=\"text-align: center;\"> </h2>\n<p><!-- /wp:heading --></p>\n<p><!-- wp:paragraph {\"align\":\"center\"} --><!-- /wp:paragraph --></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Careers','','inherit','closed','closed','','38-revision-v1','','','2023-03-26 20:17:04','2023-03-26 20:17:04','',38,'http://cmdev-site1.com/?p=546',0,'revision','',0),(553,1,'2023-03-31 20:40:17','2023-03-31 20:40:17','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" animation_style=\"roll\" sticky_enabled=\"0\" width=\"70%\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"1px||0px|||\" global_colors_info=\"{}\" custom_margin=\"77px|||||\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" custom_margin=\"10px|auto||auto||\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"8px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" width=\"70%\" sticky_enabled=\"0\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||183px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"168px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"12px|||||\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-31 20:40:17','2023-03-31 20:40:17','',138,'http://cmdev-site1.com/?p=553',0,'revision','',0),(552,1,'2023-03-31 20:39:27','2023-03-31 20:39:27','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" animation_style=\"roll\" sticky_enabled=\"0\" width=\"70%\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"1px||0px|||\" global_colors_info=\"{}\" custom_margin=\"77px|||||\"][et_pb_row column_structure=\"1_2,1_2\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" custom_margin=\"10px|auto||auto||\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"86px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||183px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"168px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"12px|||||\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-31 20:39:27','2023-03-31 20:39:27','',138,'http://cmdev-site1.com/?p=552',0,'revision','',0),(564,3,'2023-04-01 14:20:01','2023-04-01 14:20:01','{\n    \"site_icon\": {\n        \"value\": 562,\n        \"type\": \"option\",\n        \"user_id\": 3,\n        \"date_modified_gmt\": \"2023-04-01 14:20:01\"\n    }\n}','','','trash','closed','closed','','1fdef36a-fff2-491d-8f73-837d728a040b','','','2023-04-01 14:20:01','2023-04-01 14:20:01','',0,'http://cmdev-site1.com/2023/04/01/1fdef36a-fff2-491d-8f73-837d728a040b/',0,'customize_changeset','',0),(555,1,'2023-03-31 20:45:15','2023-03-31 20:45:15','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.16\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,2_3\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Thought-Bubbles.png\" alt=\"thought bubbles\" title_text=\"Thought Bubbles\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><strong>WE ARE HIRING!</strong></p>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Opportunities with American Income Life is truly unlimited. J. Sutton Financial is currently operating throughout Texas and we are rapidly expanding. We are looking for hard-working, dedicated individuals to join our organization.</p>\n<p>We offer a fun, competitive, family-like atmosphere, with plenty of room for growth.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Careers','','inherit','closed','closed','','38-revision-v1','','','2023-03-31 20:45:15','2023-03-31 20:45:15','',38,'http://cmdev-site1.com/?p=555',0,'revision','',0),(566,1,'2023-04-02 17:23:48','2023-04-02 17:23:48','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" logo=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" logo_width=\"15%\" module_alignment=\"left\" custom_margin=\"-43px|||0px|false|false\" custom_padding=\"|||0px|false|false\" dropdown_menu_line_color=\"#003372\" dropdown_menu_line_color_last_edited=\"on|desktop\" dropdown_menu_active_link_color=\"#003372\" dropdown_menu_line_color_tablet=\"#003372\" dropdown_menu_line_color_phone=\"#003372\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,2_3\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"100%\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"80%\" custom_margin=\"|37px||||\" custom_padding=\"33px|1px||||\" animation_style=\"roll\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|-20px||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||-17px||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_margin=\"77px|||||\" custom_padding=\"1px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"10px|auto||auto||\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"99.9%\" custom_margin=\"|-14px||||\" custom_padding=\"8px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"70%\" custom_padding=\"|||0px||\" animation_style=\"fade\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||183px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"168px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/j-sutton-logo-white-no-background.png\" title_text=\"j sutton logo white no background\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"12px|||||\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-04-02 17:23:48','2023-04-02 17:23:48','',138,'http://cmdev-site1.com/?p=566',0,'revision','',0),(556,1,'2023-03-31 20:45:45','2023-03-31 20:45:45','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"3_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" global_colors_info=\"{}\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,2_3\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" width=\"100%\" max_width=\"100%\"][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" animation_style=\"roll\" sticky_enabled=\"0\" width=\"80%\" custom_padding=\"33px|1px||||\" custom_margin=\"|37px||||\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|-20px||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||-17px||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_padding=\"1px||0px|||\" global_colors_info=\"{}\" custom_margin=\"77px|||||\"][et_pb_row column_structure=\"2_3,1_3\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" custom_margin=\"10px|auto||auto||\"][et_pb_column type=\"2_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"8px||0px|||\" global_colors_info=\"{}\" width=\"99.9%\" custom_margin=\"|-14px||||\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" width=\"70%\" sticky_enabled=\"0\" animation_style=\"fade\" custom_padding=\"|||0px||\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||183px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"168px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/j-sutton-logo-white-no-background.png\" title_text=\"j sutton logo white no background\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"12px|||||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-03-31 20:45:45','2023-03-31 20:45:45','',138,'http://cmdev-site1.com/?p=556',0,'revision','',0),(567,1,'2023-04-02 17:25:00','2023-04-02 17:25:00','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_text=\"Justin-Sutton-rev-1_black_on_transparent_high-res (1)\" logo=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" logo_width=\"15%\" module_alignment=\"left\" custom_margin=\"-43px|||0px|false|false\" custom_padding=\"|||0px|false|false\" dropdown_menu_line_color=\"#003372\" dropdown_menu_line_color_last_edited=\"on|desktop\" dropdown_menu_active_link_color=\"#003372\" custom_css_before=\"a:hover {color:#003372;}\" dropdown_menu_line_color_tablet=\"#003372\" dropdown_menu_line_color_phone=\"#003372\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_typing_effect before_typing_effect=\"J. Sutton Financial,\" typing_effect=\"an Independent Agency for American Income Life Insurance Company  \" before_new_line=\"off\" _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_color=\"#FFFFFF\" global_colors_info=\"{}\"][/dsm_typing_effect][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,2_3\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"100%\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"2px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"80%\" custom_margin=\"|37px||||\" custom_padding=\"33px|1px||||\" animation_style=\"roll\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|-20px||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||-17px||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#cccac7\" custom_margin=\"77px|||||\" custom_padding=\"1px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"10px|auto||auto||\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"99.9%\" custom_margin=\"|-14px||||\" custom_padding=\"8px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"70%\" custom_padding=\"|||0px||\" animation_style=\"fade\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||183px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" custom_margin=\"||-4px|||\" custom_padding=\"168px|||||\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Proudly Headquartered in Houston, Texas</span></h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-20px|auto||auto||\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/j-sutton-logo-white-no-background.png\" title_text=\"j sutton logo white no background\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_padding=\"12px|||||\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" link_font=\"||||on||||dotted\" custom_margin=\"62px|||||\" custom_padding=\"29px||0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">340 North Sam Houston Parkway East</span><br /><span style=\"color: #ffffff;\">Houston, TX 77060</span><br /><span style=\"color: #ffffff;\"><a href=\"mailto:info@JSuttonFinancial.com\" style=\"color: #ffffff;\">info@JSuttonFinancial.com</a></span><br /><span style=\"color: #ffffff;\"><a href=\"tel:713-254-3439\" style=\"color: #ffffff;\">(713) 254-3439</a></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-04-02 17:25:00','2023-04-02 17:25:00','',138,'http://cmdev-site1.com/?p=567',0,'revision','',0),(569,1,'2023-04-02 17:30:25','2023-04-02 17:30:25','a:hover {color: #003372;}\r\n.gform_wrapper.tc_wrapper {\r\n    width: 800px;\r\n    margin: 0 auto;\r\n    background: #fff;\r\n    padding: 30px;\r\n    border: 1px solid rgba(0,0,0,.1);\r\n    border-radius: 8px;\r\n}\r\n\r\n.gform_wrapper.tc_wrapper .gform_heading {\r\n    display: none;\r\n}\r\n\r\n.gform_wrapper.tc_wrapper h3 {\r\n    padding: 0;\r\n    font-weight: 700;\r\n    text-align: center;\r\n    color: #000;\r\n    font-size: 26px;\r\n    margin-bottom: 30px;\r\n}\r\n\r\n.gform_wrapper.tc_wrapper .gfield.two_box {\r\n    display: grid;\r\n    grid-template-columns: 5fr 7fr;\r\n    column-gap: 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margin-bottom: 20px;\r\n}\r\n\r\n.gform_wrapper.tc_wrapper .gfield.two_box {\r\n    grid-template-columns: 1fr;\r\n}\r\n\r\n.gform_wrapper.tc_wrapper .gfield.two_box .gfield_description {\r\n    margin-top: 15px;\r\n}\r\n.gform_wrapper.tc_wrapper input[type=text], .gform_wrapper.tc_wrapper input[type=email], .gform_wrapper.tc_wrapper input[type=tel], .gform_wrapper.tc_wrapper input[type=number] {\r\n    padding: 6px 15px;\r\n}\r\n.gform_wrapper.tc_wrapper .gfield .gfield_label {\r\n    max-width: 100%;\r\n}','Divi','','inherit','closed','closed','','35-revision-v1','','','2023-04-02 17:30:25','2023-04-02 17:30:25','',35,'http://cmdev-site1.com/?p=569',0,'revision','',0),(582,1,'2023-04-02 17:54:56','2023-04-02 17:54:56','[et_pb_section fb_built=\"1\" admin_label=\"section\" _builder_version=\"4.20.2\" _module_preset=\"bfc539b2-ac54-4571-be42-6a549fd9d36c\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Header-New-3-22-2023-Color-Adjusted-USE-scaled.jpg\" custom_margin=\"||9px|||\" custom_padding=\"23px|||||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_menu active_link_color=\"#3f3f3f\" dropdown_menu_line_color=\"#003372\" dropdown_menu_active_link_color=\"#003372\" logo=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Justin-Sutton-rev-1_black_on_transparent_high-res-1.png\" logo_width=\"15%\" dropdown_menu_line_color_tablet=\"#003372\" dropdown_menu_line_color_phone=\"#003372\" dropdown_menu_line_color_last_edited=\"on|desktop\" _builder_version=\"4.20.2\" _module_preset=\"default\" menu_text_color=\"#FFFFFF\" menu_font_size=\"18px\" background_enable_color=\"off\" module_alignment=\"left\" custom_margin=\"-43px|||0px|false|false\" custom_padding=\"|||0px|false|false\" global_colors_info=\"{}\"][/et_pb_menu][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" header_text_align=\"center\" global_colors_info=\"{}\"]<h1><span style=\"color: #ffffff;\">J. Sutton Financial, an Independent Agency for American Income Life Insurance Company </span></h1>[/et_pb_text][et_pb_text admin_label=\"Text\" _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" text_font_size=\"18px\" text_orientation=\"center\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>J. Sutton Financial is headquartered in Houston, TX and serves multiple communities across the state.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_button button_one_text=\"Learn More\" button_one_url=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEzOCJ9fQ==@\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_text=\"Work for Us\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _dynamic_attributes=\"button_one_url\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#ffffff\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"18px||-35px|||\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,2_3\" admin_label=\"row\" _builder_version=\"4.20.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" width=\"100%\" max_width=\"100%\" min_height=\"187.1px\" custom_margin=\"-3px|auto|-74px|auto||\" custom_padding=\"66px||66px|||\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Umbrella-Roll-in-Icon.png\" title_text=\"Umbrella Roll in Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"70%\" custom_margin=\"|37px||89px||\" custom_padding=\"33px|1px||||\" animation_style=\"roll\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][et_pb_column type=\"2_3\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"||18px|-20px||\" custom_padding=\"57px|||||\" global_colors_info=\"{}\"]<h2><strong>Providing Premium Life Insurance<br />Policies to Americans Nationwide</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"-7px|||-17px||\" global_colors_info=\"{}\"]<p>Sutton Financial provides high quality life insurance policies to Texans. Our agents proudly serve individuals from all walks of life, and can help you choose the right insurance policy to protect you and yours for years to come. J. Sutton Financial agents take pride in being approachable and easy to work with, helping you to make the right decisions for your family for decades to come.</p>[/et_pb_text][dsm_button button_one_text=\"Learn More\" button_one_lightbox_close_color=\"#FFFFFF\" button_two_lightbox_close_color=\"#FFFFFF\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#FFFFFF\" button_one_bg_color=\"#666666\" button_one_border_width=\"0px\" button_one_border_color=\"RGBA(255,255,255,0)\" button_one_border_radius=\"14px\" custom_button_two=\"on\" button_two_text_color=\"#000000\" button_two_bg_color=\"#ffffff\" button_two_border_width=\"0px\" button_two_border_color=\"RGBA(255,255,255,0)\" button_two_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"rgba(224,219,219,0.39)\" custom_margin=\"77px|||||\" custom_padding=\"1px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" admin_label=\"Row\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_margin=\"10px|auto||auto||\" custom_padding=\"66px||66px|||\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"99.9%\" custom_margin=\"|-14px||||\" custom_padding=\"8px||0px|||\" global_colors_info=\"{}\"]<h2><strong>Looking for a New Career? Learn How Arias Can Help Grow Your Future.</strong></h2>[/et_pb_text][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#000000\" text_font_size=\"16px\" custom_padding=\"||0px|||\" global_colors_info=\"{}\"]<p>Sutton Financial is always looking for new, motivated talent to join our fun team of highly trained agents and managers. If you\'re looking to break out of the standard mold and take your career to the next level, look no further. Find out how you can grow together with J. Sutton Financial.</p>[/et_pb_text][dsm_button button_one_text=\"Apply Now!\" button_alignment=\"center\" _builder_version=\"4.20.2\" _module_preset=\"default\" custom_button_one=\"on\" button_one_text_color=\"#000000\" button_one_bg_color=\"#FFFFFF\" button_one_border_width=\"0px\" button_one_border_radius=\"14px\" global_colors_info=\"{}\"][/dsm_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][dsm_perspective_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/People-Icon.png\" title_text=\"People Icon\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"70%\" custom_margin=\"|||0px||\" custom_padding=\"|||0px||\" animation_style=\"fade\" global_colors_info=\"{}\"][/dsm_perspective_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_image=\"http://cmdev-site1.com/wp-content/uploads/2023/03/Downtown-Houston-skyline-Black-White-6139-x-2500-scaled.jpg\" custom_margin=\"-11px|||||\" custom_padding=\"11px||0px|||\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\" min_height=\"199.3px\" custom_padding=\"||141px|||\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" header_text_color=\"#FFFFFF\" header_2_text_color=\"#FFFFFF\" custom_margin=\"30px||||false|false\" custom_padding=\"148px||66px||false|false\" global_colors_info=\"{}\"]<h2 style=\"text-align: center;\">Proudly Headquartered in Houston, Texas</h2>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.20.2\" _module_preset=\"default\" background_color=\"#666666\" custom_padding=\"0px||0px|||\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_5,3_5\" _builder_version=\"4.20.2\" _module_preset=\"default\" height=\"148px\" custom_margin=\"-20px|auto||auto|false|false\" custom_padding=\"66px||66px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"2_5\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"http://cmdev-site1.com/wp-content/uploads/2023/03/j-sutton-logo-white-no-background.png\" title_text=\"j sutton logo white no background\" _builder_version=\"4.20.2\" _module_preset=\"default\" width=\"46.1%\" custom_margin=\"|188px||188px||true\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"3_5\" _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" text_text_color=\"#FFFFFF\" link_font=\"||||on|||#f9f9f9|dotted\" link_text_color=\"#f9f9f9\" background_layout=\"dark\" custom_margin=\"12px|||||\" custom_padding=\"0px|0px|0px|||\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">340 North Sam Houston Parkway East<br />Houston, TX 77060<br /><a href=\"mailto:info@JSuttonFinancial.com\">info@JSuttonFinancial.com</a><br /><a href=\"tel:713-254-3439\">(713) 254-3439</a></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.20.2\" _module_preset=\"default\"][et_pb_column _builder_version=\"4.20.2\" _module_preset=\"default\" type=\"4_4\"][et_pb_text _builder_version=\"4.20.2\" _module_preset=\"default\" global_colors_info=\"{}\" custom_margin=\"||66px|||\" min_height=\"24.8px\"]<p style=\"text-align: center;\"><span style=\"color: #ffffff;\">©2023 J. Sutton Financial | All Rights Reserved | Privacy Policy</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Home','','inherit','closed','closed','','138-revision-v1','','','2023-04-02 17:54:56','2023-04-02 17:54:56','',138,'http://cmdev-site1.com/?p=582',0,'revision','',0),